8509 Kelton Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8509 Kelton Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,926 sqft · built 1985
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$783,000 (Nov 2018)
Tax Bill$10,784 (2025)
Deeds & MortgagesMay 2019 Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN790-03-052

Property Details

APN / Parcel Number

Primary APN790-03-052

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,926 sqft Living Area
1st Floor Area954 sqft
2nd Floor Area972 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,000 sqft (0.138 acres)
Garage Area475 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8509 KELTON DR
CityGILROY
StateCA
Zip95020-3847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 7639 LOT 46
Legal Subdivision7639 SPG FIELD
Legal Tract7639
Legal Lot Number46
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2003
Census Tract512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8509 KELTON DR, GILROY, CA 95020-3847
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 17, 2018Quit Claim Deed, Transfer
Quitclaim
Nov 26, 2018Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Nov 26, 2018Quit Claim Deed, Transfer
ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2018 · Amount on Record
Deed SaleNov 26, 2018 · Amount on Record
Prior SaleAug 2, 2016 · Amount on Record
Deed Document Number201824069280
Last Transfer DateNov 28, 2018
Transfer Doc0024082632
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8509 KELTON DR, GILROY, CA 95020-3847
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024189815
DateMay 29, 2019
Instrument24189815
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8509 KELTON DR, GILROY, CA 95020-3847
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8509 KELTON DR, GILROY, CA 95020-3847

Mortgage

Document Number0024650409
DateOct 9, 2020
Instrument24650409
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateDec 17, 2018
Property Address8509 KELTON DR, GILROY, CA 95020-3847
Document Number0024082632
Instrument DateNov 28, 2018
Instrument24082632
Transaction TypeTransfer
Record UpdatedDec 28, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address8509 KELTON DR GILROY CA 950203847, GILROY, CA 95020-3847

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateNov 26, 2018
Property Address8509 KELTON DR, GILROY, CA 95020-3847
Document Number0024069280
Map ReferenceMB534 PG13&14
Instrument DateNov 20, 2018
Instrument24069280
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyORANGE COAST TOITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8509 KELTON DR, GILROY, CA 95020-3847

Mortgage

Document Number0024069282
DateNov 26, 2018
Instrument24069282
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateNov 26, 2018
Property Address8509 KELTON DR, GILROY, CA 95020-3847
Document Number0024069281
Instrument DateNov 13, 2018
Instrument24069281
Transaction TypeTransfer
Record UpdatedDec 6, 2018
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address8509 KELTON DR GILROY CA 950203847, GILROY, CA 95020-3847

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$890,915 (+2%) Land $341,347 Building $549,568
2025$10,784.00 (+2.18%)$873,447 (+4.04%) Land $334,654 Building $538,793
2023$10,554.00 (+1.66%)$839,532 Land $321,660 Building $517,872
2022$10,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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