8480 Kelton Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8480 Kelton Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,221 sqft · built 1985
Lot Size	0.138 acres (6,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Feb 2014)
Tax Bill	$9,398 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`790-03-093`

Property Details

APN / Parcel Number

Primary APN	`790-03-093`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,221 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	1,021 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,001 sqft (0.138 acres)
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8480 KELTON DR
City	GILROY
State	CA
Zip	95020-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 7639 LOT 5
Legal Subdivision	7639 SPG FIELD
Legal Tract	7639
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8480 KELTON DR, GILROY, CA 95020-3807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit CEFCU
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit CEFCU
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2014 · Amount on Record
Deed Sale	Feb 19, 2014 · Amount on Record
Prior Sale	Sep 6, 2013 · Amount on Record
Deed Document Number	201422521422
Prior Transfer Date	Jul 9, 2010
Prior Transfer Doc	0020786833
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8480 KELTON DR, GILROY, CA 95020-3807
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8480 KELTON DR, GILROY, CA 95020-3807

Mortgage

Document Number	0025440823
Date	Feb 22, 2023
Instrument	25440823

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8480 KELTON DR, GILROY, CA 95020-3807
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8480 KELTON DR, GILROY, CA 95020-3807

Mortgage

Document Number	0025177761
Date	Nov 24, 2021
Instrument	25177761

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8480 KELTON DR, GILROY, CA 95020-3807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AEMRICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024471436
Date	May 5, 2020
Instrument	24471436

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8480 KELTON DR, GILROY, CA 95020-3807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024198028
Date	Jun 7, 2019
Instrument	24198028

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	276 Months
Due	Jun 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8480 KELTON DR, GILROY, CA 95020-3807
Document Number	0023975051
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8480 KELTON DR GILROY CA 950203807, GILROY, CA 95020-3807

Mortgage

Document Number	0023975051
Date	Jul 12, 2018
Instrument	23975051

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$774,911 (+2%) Land $426,125 Building $348,786
2025	$9,398.00 (+2.19%)	$759,718 (+4.04%) Land $417,770 Building $341,948
2023	$9,197.00 (+1.66%)	$730,220 Land $401,549 Building $328,671
2022	$9,047.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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