8509 Guertin Ct, Frederick, MD 21704 Property Records

Frederick County property record for 8509 Guertin Ct, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,046 sqft · built 1985
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Dec 1995)
Tax Bill	$5,668 (2023)
Flood Zone	Zone X (minimal risk)
APN	`07-196946`

Property Details

APN / Parcel Number

Primary APN	`07-196946`
Alternative APNs	`7196946` `196946`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,046 sqft Total Area
1st Floor Area	2,048 sqft
Basement Area	1,030 sqft
Finished Basement	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	107,593 sqft (2.47 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Deck Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	196946
Old Parcel Number	7196946
Street Address	8509 GUERTIN CT
City	FREDERICK
State	MD
Zip	21704-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 SECT 4 2.474 A GUERTIN CRT URBANA OVERLOOK
Legal Subdivision	URBANA OVERLOOK
Legal Lot Number	21
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

8509 Guertin Ct is owned and occupied by two individuals who bought it in December 1995.

Source: Frederick County records, as of September 25, 2023

Owner of Record	2 Individual Names on File
Mailing Address	8509 GUERTIN CT, FREDERICK, MD 21704-8035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 1995 · Amount on File
Deed Sale	Dec 21, 1995 · Amount on File
Deed Document Number	956824
Deed Book / Page	02148 / 00547
Record Updated	Jun 7, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,668.00	$471,033	$508,000 Land $182,300 Building $325,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8509 Guertin Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8509 Guertin Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20