Frederick County property record for 8504 Guertin Ct, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,452 sqft · built 1987 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $549,000 (Dec 2017) |
| Tax Bill | $6,981 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-196717 |
| Primary APN | 07-196717 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,452 sqft Living Area |
| Gross Area | 3,944 sqft |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 79,715 sqft |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 429 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 196717 |
|---|---|
| Street Address | 8504 GUERTIN CT |
| City | FREDERICK |
| State | MD |
| Zip | 21704-8035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 15 SECT 1 1.839 A GUERTIN CRT URBANA OVERLOOK |
| Legal Subdivision | URBANA OVERLOOK |
| Legal Lot Number | 15 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 752201 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8504 GUERTIN CT, FREDERICK, MD 21704-8035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 2, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 8, 2021 | Deed of Trust, Mortgage · VA Mortgage APEX HOME LOANS INC |
| Dec 18, 2017 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Dec 18, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on Record |
| Deed Sale | Dec 18, 2017 · Amount on Record |
| Prior Sale | Dec 18, 2017 · Amount on Record |
| Deed Document Number | 201712188-0254 |
| Deed Book / Page | 12188 / 254 |
| Transfer Doc | 0036620552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8504 GUERTIN CT, FREDERICK, MD 21704-8035 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8504 GUERTIN CT, FREDERICK, MD 21704-8035 |
| Document Number | 0166980263 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | 16698/263 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8504 GUERTIN CT, FREDERICK, MD 21704-8035 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0137740484 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 13774/484 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8504 GUERTIN CT, FREDERICK, MD 21704-8035 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FIRST AMRICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0147480208 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 14748/208 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 18, 2017 |
| Property Address | 8504 GUERTIN CT, FREDERICK, MD 21704-8035 |
| Document Number | 0121880254 |
| Book / Page | 012188 / 000254 |
| Instrument Date | Dec 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $549.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8504 GUERTIN CT FREDERICK MD 217048035, FREDERICK, MD 21704-8035 |
| Document Number | 121880262 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 012188/000262 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 18, 2017 |
| Property Address | 8504 GUERTIN CT, FREDERICK, MD 21704-8035 |
| Document Number | 0121880248 |
| Book / Page | 012188 / 000248 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $358.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1504 WASHINGTON RD WESTMINSTER MD 211576943, WESTMINSTER, MD 21157-6943 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $735,400 (+6.35%) | $779,300 (-) Land $244,200 Building $535,100 | |
| 2025 | $6,981.00 (+6.3%) Homeowner's exemption | $691,500 (+17.24%) | $779,300 (+20.34%) Land $244,200 Building $535,100 |
| 2024 | $6,567.00 (+8.76%) | ||
| 2023 | $6,038.00 Homeowner's exemption | $589,833 | $647,600 Land $178,300 Building $469,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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