Orange County property record for 8508 Bowden Way, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,803 sqft · built 2000 |
| Lot Size | 0.487 acres (21,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,450,000 (Sep 2024) |
| Tax Bill | $20,851 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-23-28-4074-03-130 |
| Primary APN | 29-23-28-4074-03-130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,803 sqft Living Area |
| Gross Area | 5,524 sqft |
| 1st Floor Area | 3,117 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2015 |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,229 sqft (0.487 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 880 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 8508 BOWDEN WAY |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | KEENES POINTE UNIT 1 39/74 LOT 313 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 29 |
| Legal Subdivision | KEENES POINTE UT 1 |
| Legal Tract | 4074 |
| Legal Block | 3 |
| Legal Lot Number | 313 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 17108 |
8508 Bowden Way is owned and occupied by an individual who bought it in September 2024.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8508 BOWDEN WAY, WINDERMERE, FL 34786-5306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 16, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Mar 16, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE INS CO |
| Nov 29, 2018 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on File |
| Deed Sale | Sep 13, 2024 · Amount on File |
| Prior Sale | Mar 16, 2021 · Amount on File |
| Deed Document Number | 2024534127 |
| Transfer Doc | 0000238939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8508 BOWDEN WAY, WINDERMERE, FL 34786-5306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8508 BOWDEN WAY, WINDERMERE, FL 34786-5306 |
| Document Number | 0000528187 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 20220528187 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 6, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 16, 2021 |
| Property Address | 8508 BOWDEN WAY, WINDERMERE, FL 34786-5306 |
| Document Number | 0000152045 |
| Map Reference | MB 39 PG 74 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 20210152045 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $6,293.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 LAKE AVE, 1, COLORADO SPRINGS, CO 80906-4269 |
| Name | Verified Name |
|---|---|
| Address | 8508 BOWDEN WAY, WINDERMERE, FL 34786-5306 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 16, 2021 |
| Property Address | 8508 BOWDEN WAY, WINDERMERE, FL 34786-5306 |
| Document Number | 20210152045 |
| Map Reference | MB 39 PG 74 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 20210152045 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $6,293.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 LAKE AVE, 1, COLORADO SPRINGS, CO 80906-4269 |
| Name | Verified Name |
|---|---|
| Address | 8508 BOWDEN WAY, WINDERMERE, FL 34786-5306 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 29, 2018 |
| Property Address | 8508 BOWDEN WAY, WINDERMERE, FL 34786-5306 |
| Document Number | 0000691644 |
| Map Reference | MB 39 PG 74 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 20180691644 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,593.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14274 KIMBERLY CIR, 14274, LAKE OSWEGO, OR 97035-2360 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8508 BOWDEN WAY, WINDERMERE, FL 34786-5306 |
| Document Number | 0000691645 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 20180691645 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
The 2025 property tax bill for 8508 Bowden Way was $20,851, up 19.8% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,232,080 (-1.26%) Land $230,000 Building $1,002,080 | $1,232,080 (-1.26%) Land $230,000 Building $1,002,080 | |
| 2025 | $20,851.00 (+19.77%) Homeowner's exemption | $1,247,860 Land $230,000 Building $1,017,860 | $1,247,860 Land $230,000 Building $1,017,860 |
| 2024 | $17,409.00 (+7.22%) | ||
| 2023 | $16,237.00 (+22.31%) Homeowner's exemption | $1,051,592 (+27.67%) Land $230,000 Building $821,592 | $1,051,592 (+27.67%) Land $230,000 Building $821,592 |
| 2022 | $13,275.00 | $823,659 Land $130,000 Building $693,659 | $823,659 Land $130,000 Building $693,659 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8508 Bowden Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8508 Bowden Way is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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