8477 Bowden Way, Windermere, FL 34786 Property Records

Orange County property record for 8477 Bowden Way, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,307 sqft · built 2000
Lot Size0.258 acres (11,217 sqft)
Owner2 Individual Names on Record
Last Sale$537,000 (Aug 2014)
Tax Bill$9,309 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-23-28-4074-02-550

Property Details

APN / Parcel Number

Primary APN29-23-28-4074-02-550
Alternative APNs
  • 282329407402550
  • 294167
  • 299015
  • 303180

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,307 sqft Living Area
Gross Area4,678 sqft
1st Floor Area2,833 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,217 sqft (0.258 acres)
Garage TypeAttached
Garage Area578 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area709 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address8477 BOWDEN WAY
CityWINDERMERE
StateFL
Zip34786-5302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionKEENES POINTE UNIT 1 39/74 LOT 255
Legal Range28E
Legal Township23S
Legal Section29
Legal SubdivisionKEENES POINTE UT 1
Legal Tract4074
Legal Block2
Legal Lot Number255
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2010
Census Tract17108

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8477 BOWDEN WAY, WINDERMERE, FL 34786-5302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Apr 20, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2014 · Amount on Record
Deed SaleAug 25, 2014 · Amount on Record
Prior SaleAug 22, 2000 · Amount on Record
Deed Document Number2014430831
Deed Book / Page10795 / 1199
Prior Transfer DateJan 20, 2011
Prior Transfer Doc0000082638
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address8477 BOWDEN WAY, WINDERMERE, FL 34786-5302
Transaction TypeMortgage
Record UpdatedDec 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8477 BOWDEN WAY, WINDERMERE, FL 34786-5302

Mortgage

Document Number0000733690
DateDec 2, 2021
Instrument20210733690
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address8477 BOWDEN WAY, WINDERMERE, FL 34786-5302
Document Number0000261679
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address8477 BOWDEN WAY WINDERMERE FL 347865302, WINDERMERE, FL 34786-5302

Mortgage

Document Number0000261679
DateApr 30, 2020
Instrument261679
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 29, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$599,971 (+2.7%)$926,590 (-1.24%) Land $240,000 Building $686,590
2025$9,309.00 (+3.96%) Homeowner's exemption$584,198 (+5.99%)$938,200 (+16.97%) Land $240,000 Building $698,200
2024$8,954.00 (+7.23%)
2023$8,350.00 (+3.25%) Homeowner's exemption$551,198 (+3%)$802,082 (+31.99%) Land $240,000 Building $562,082
2022$8,087.00 Homeowner's exemption$535,144$607,667 Land $135,000 Building $472,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims6 (2016–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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