8506 James River Rd, Shipman, VA 22971 Property Records

Nelson County property record for 8506 James River Rd, Shipman, VA 22971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,566 sqft · built 1977
Lot Size	4.6 acres (200,376 sqft)
Owner	Individual on Record
Last Sale	$212,000 (May 2011)
Tax Bill	$2,058 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Jun 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`69 8 2`

Property Details

APN / Parcel Number

Primary APN	`69 8 2`
Alternative APN	`06505`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,566 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	200,376 sqft (4.6 acres)
Terrain	Rolling
Porch	Slab
Porch Area	699 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	06505
Street Address	8506 JAMES RIVER RD
City	SHIPMAN
State	VA
Zip	22971-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	TRACT 2 BRYANT-PONTON 000004078
Legal Tract	2
Jurisdiction	NELSON VA
Township / Civil Division	SOUTH
Census Block Group	1
Census Block	1058
Census Tract	950101

Owner

Source: Nelson County assessment roll, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	8506 JAMES RIVER RD, SHIPMAN, VA 22971-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2018	Deed of Trust, Mortgage UNION BANK
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK
Feb 17, 2005	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 11, 2011	Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Feb 11, 2005	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2011 · Amount on Record
Deed Sale	May 11, 2011 · Amount on Record
Deed Document Number	20111311
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	8506 JAMES RIVER RD, SHIPMAN, VA 22971-2709
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000180002531
Date	Nov 9, 2018
Instrument	000180002531

Lender

Name	UNION BANK
Type	Bank

Agreement

Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	8506 JAMES RIVER RD, SHIPMAN, VA 22971-2709
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201734
Date	Jun 23, 2022
Instrument	202201734

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	8506 JAMES RIVER RD, SHIPMAN, VA 22971-2709
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	SOUTHERN TITLE SERVICES, SOUTHERN TITLE BLUE RIDGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050000786
Date	Feb 17, 2005
Instrument	050000786

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 11, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	May 11, 2011
Property Address	8506 JAMES RIVER RD, SHIPMAN, VA 22971-2709
Document Number	0110001311
Map Reference	CAB2 SL542
Instrument Date	May 9, 2011
Instrument	110001311
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8506 JAMES RINCE RD, SHIPMAN, VA 22971
Investor	Possibly a Property Investor

Mortgage

Document Number	0110001312
Date	May 11, 2011
Instrument	110001312

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2041

February 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Feb 11, 2005
Property Address	8506 JAMES RIVER RD, SHIPMAN, VA 22971-2709
Document Number	0050000701
Map Reference	CAB2 SL542
Instrument Date	Feb 7, 2005
Instrument	050000701
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	SOUTHERN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8506 JAMES RIVER RD, SHIPMAN, VA 22971-2709

Mortgage

Document Number	0050000702
Date	Feb 11, 2005
Instrument	050000702

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2025

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,058.00 (+8.49%)	$367,500 (+25.9%) Land $49,600 Building $317,900	$367,500 (+25.9%) Land $49,600 Building $317,900
2025		$291,900 (-) Land $31,400 Building $260,500	$291,900 (-) Land $31,400 Building $260,500
2023	$1,897.00	$291,900 Land $31,400 Building $260,500	$291,900 Land $31,400 Building $260,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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