Clay County property record for 850 Point Harbor Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3,499 sqft · built 1995 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,116 (Feb 2022) |
| Tax Bill | $1,182 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 087 17 0010800 |
| Primary APN | 087 17 0010800 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 3,499 sqft Finished Area |
| 1st Floor Area | 2,080 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 21,344 sqft (0.49 acres) |
| Deck Area | 248 sqft |
| Boat House | 600 sqft |
| Street Address | 850 POINT HARBOR DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-6666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 17 T 17 R 08 PT SW 1/4 SW 1/4 DB 310/803 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 17 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950500 |
850 Point Harbor Dr is owned and occupied by an individual who bought it in February 2022.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 850 POINT HARBOR DR, WEST POINT, MS 39773-6666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2020 | Deed of Trust, Mortgage STIFEL BANK & TRUST |
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Feb 15, 2022 | Intrafamily Transfer, Transfer BOSTON NATIONAL TITLE |
| May 8, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on File |
| Deed Sale | Feb 15, 2022 · Amount on File |
| Prior Sale | May 8, 2020 · Amount on File |
| Deed Document Number | 2022575 |
| Deed Book / Page | 310 / 803 |
| Prior Transfer Date | Dec 21, 2021 |
| Prior Transfer Doc | 000310/803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 850 POINT HARBOR DR, WEST POINT, MS 39773-6666 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000522/331 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 522/331 |
| Instrument | 2020002747 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 850 POINT HARBOR DR, WEST POINT, MS 39773-6666 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 000541/801 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 541/801 |
| Instrument | 2022000576 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Feb 15, 2022 |
| Property Address | 850 POINT HARBOR DR, WEST POINT, MS 39773-6666 |
| Document Number | 000310/803 |
| Book / Page | 310 / 803 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2022000575 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 850 POINT HARBOR DR, WEST POINT, MS 39773-6666 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | May 8, 2020 |
| Property Address | 850 POINT HARBOR DR, WEST POINT, MS 39773-6666 |
| Document Number | 000304/643 |
| Book / Page | 304 / 643 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2020002746 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 850 POINT HARBOR DR, WEST POINT, MS 39773-6666 |
| Name | Verified Name |
|---|---|
| Address | 850 POINT HARBOR DR, WEST POINT, MS 39773-6666 |
The 2025 property tax bill for 850 Point Harbor Dr was $1,182 with exemptions applied, up 3.5% from the year before.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,182.00 (+3.5%) Additional exemption filed | $22,979 (-) Land $4,000 Building $18,979 | $229,794 (-) Land $40,000 Building $189,794 |
| 2024 | $1,142.00 (-43.85%) | $22,979 (+11.72%) Land $4,000 Building $18,979 | $229,794 (+11.72%) Land $40,000 Building $189,794 |
| 2023 | $2,034.00 (+1.75%) | $20,569 Land $4,000 Building $16,569 | $205,685 Land $40,000 Building $165,685 |
| 2022 | $1,999.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 850 Point Harbor Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 43 (1990–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 850 Point Harbor Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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