Clay County property record for 554 Point Harbor Dr, West Point, MS 39773 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4,605 sqft · built 2000 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,900 (Jun 2017) |
| Tax Bill | $2,407 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Nov 2019 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 087 17 0010300 |
| Primary APN | 087 17 0010300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 4,605 sqft Finished Area |
| 1st Floor Area | 2,548 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 50,965 sqft (1.17 acres) |
| Pool Area | 648 sqft |
| Patio Area | 700 sqft |
| Street Address | 554 POINT HARBOR DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-6658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 17 T 17 R 08 PT SW 1/4 SW 1/4 SW 1/4 DB 294/935 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 17 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950500 |
Source: Clay County records · APN 087 17 0010300
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 554 POINT HARBOR DR, WEST POINT, MS 39773-6658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2017 | Deed of Trust, Mortgage FIRSTBANK |
| Nov 14, 2019 | Deed of Trust, Mortgage JTS & CO |
| Oct 12, 2021 | Deed of Trust, Mortgage · VA Mortgage JTS & CO |
| Mar 02, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Mar 06, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Mar 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Jun 29, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 20173489 |
| Deed Book / Page | 294 / 935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 554 POINT HARBOR DR, WEST POINT, MS 39773-6658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000495/181 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 495/181 |
| Instrument | D2017004392 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 554 POINT HARBOR DR, WEST POINT, MS 39773-6658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000518/224 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 518/224 |
| Instrument | 2019005965 |
| Name | JTS & CO |
|---|---|
| Address | COLUMBUS, MS 39705 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 554 POINT HARBOR DR, WEST POINT, MS 39773-6658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000538/137 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 538/137 |
| Instrument | 2021005767 |
| Name | JTS & CO |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 554 POINT HARBOR DR, WEST POINT, MS 39773-6658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000551/719 |
|---|---|
| Date | Mar 02, 2023 |
| Book Page | 551/719 |
| Instrument | 2023000673 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 25, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 554 POINT HARBOR DR, WEST POINT, MS 39773-6658 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000551/800 |
|---|---|
| Date | Mar 06, 2023 |
| Book Page | 551/800 |
| Instrument | 2023000696 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 05, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Mar 06, 2023 |
| Property Address | 554 POINT HARBOR DR, WEST POINT, MS 39773-6658 |
| Document Number | 000314/643 |
| Book / Page | 314 / 643 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2023000695 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 DAY CIR, COLUMBUS, MS 39705-5323 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 554 POINT HARBOR DR, WEST POINT, MS 39773-6658 |
| Investor | Possibly a Property Investor |
| Document Number | 2023000696 |
|---|---|
| Date | Mar 06, 2023 |
| Instrument | 2023000696 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 05, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 29, 2017 |
| Property Address | 554 POINT HARBOR DR, WEST POINT, MS 39773-6658 |
| Document Number | 294/935 |
| Book / Page | 294 / 935 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 2017003489 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 554 POINT HARBOR DR, 554, WEST POINT, MS 39773-6658 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 544 POINT HARBOR DR, WEST POINT, MS 39773-6658 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,407.00 (-41.13%) Additional exemption filed | $44,104 (-) Land $5,000 Building $39,104 | $441,036 (-) Land $50,000 Building $391,036 |
| 2024 | $44,104 (+14.05%) Land $5,000 Building $39,104 | $441,036 (+14.05%) Land $50,000 Building $391,036 | |
| 2023 | $4,089.00 (+1.64%) Additional exemption filed | $38,671 Land $5,000 Building $33,671 | $386,713 Land $50,000 Building $336,713 |
| 2022 | $4,023.00 |
Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280259505003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 43 (1990–2021) |
| Most Recent Claim | Jun 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 15% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| 4-County Fiber | Fiber | 1,000 / 1,000 |
| Telapex | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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