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850 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 850 Pine Flat Rd, Santa Cruz, CA 95060

Property Summary

Property TypeRecreational Vacant Land
Details3 bd · 2 ba · 3,168 sqft · built 1990
Lot Size0.977 acres (42,558 sqft)
Owner2 Trust Names on Record
Last Sale$601,000 (Jan 2016)
Tax Bill$8,842 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Oct 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN063-152-15

Property Details

APN / Parcel Number

Primary APN063-152-15
Alternative APN
  • 063-152-15-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area3,168 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area42,558 sqft (0.977 acres)
Garage TypeAttached
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces
Deck Area456 sqft
Patio Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address850 PINE FLAT RD
CitySANTA CRUZ
StateCA
Zip95060-9751
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeRR
Legal DescriptionREC OF SURVEY 4 PG 33 PCL 63
Legal SubdivisionG V G MYERS
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWEST SANTA CRUZ
Census Block Group1
Census Block1005
Census Tract120200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address849 ALMAR AVE, C, SANTA CRUZ, CA 95060-5875
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 8, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
FERGUSON LINDA
Feb 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
LINDA FERGUSON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2016 · Amount on Record
Deed SaleJan 29, 2016 · Amount on Record
Prior SaleApr 6, 2012 · Amount on Record
Deed Document Number20163260
Last Transfer DateOct 7, 2020
Transfer Doc0000040713
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address850 PINE FLAT RD, SANTA CRUZ, CA 95060-9751
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 PINE FLAT RD, SANTA CRUZ, CA 95060-9751

Mortgage

Document Number0000050051
DateOct 1, 2021
Instrument2021-0050051
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 17, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 8, 2020
Property Address850 PINE FLAT RD, SANTA CRUZ, CA 95060-9751
Document Number0000040713
Instrument DateOct 7, 2020
Instrument40713
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address849 ALMAR AVE #C-195 SANTA CRUZ CA 950605875, C-195, SANTA CRUZ, CA 95060-5875
InvestorPossibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address850 PINE FLAT RD, SANTA CRUZ, CA 95060-9751
Document Number0000002555
Instrument DateDec 18, 2017
Transaction TypeMortgage
Record UpdatedMar 6, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address850 PINE FLAT RD SANTA CRUZ CA 950609751, SANTA CRUZ, CA 95060-9751

Mortgage

Document Number0000002555
DateJan 26, 2018
Instrument2555
Lender
NameFERGUSON LINDA
Address1625 9TH AVE, ROCKFORD, IL 61104-3224
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address850 PINE FLAT RD, SANTA CRUZ, CA 95060-9751
Document Number0000005802
Instrument DateFeb 9, 2017
Transaction TypeMortgage
Record UpdatedMar 9, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address850 PINE FLAT RD SANTA CRUZ CA 950609751, SANTA CRUZ, CA 95060-9751

Mortgage

Document Number0000005802
DateFeb 16, 2017
Instrument5802
Lender
NameLINDA FERGUSON
Address1625 9TH AVE, ROCKFORD, IL 61104-3224
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictBonny Doon Union Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$725,691 (+2%) Land $399,130 Building $326,561
2025$8,842.00 (+7.82%)$711,462 (+4.04%) Land $391,304 Building $320,158
2024$8,201.00 (+1.7%)
2023$8,064.00 (+1.7%)$683,836 Land $376,110 Building $307,726$803,340
2022$7,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1995–2023)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

Cell Coverage

No cell data coverage reported

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