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787 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 787 Pine Flat Rd, Santa Cruz, CA 95060 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,351 sqft · built 1978
Lot Size9.11 acres (396,832 sqft)
OwnerIndividual Name on File
Last Sale$850,000 (Jul 2013)
Tax Bill$13,397 (2025)
Deeds & MortgagesOct 2023 Transfer
Jun 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN063-151-19

Property Details

APN / Parcel Number

Primary APN063-151-19
Alternative APN
  • 063-151-19-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,351 sqft Living Area
Gross Area3,011 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area396,832 sqft
TerrainSteep
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
Deck Area1,052 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address787 PINE FLAT RD
CitySANTA CRUZ
StateCA
Zip95060-9750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionGVG MYERS SUB
Legal Lot Number10
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWEST SANTA CRUZ
Census Block Group1
Census Block1008
Census Tract120200

Owner

Source: Santa Cruz County records · APN 063-151-19

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address787 PINE FLAT RD, SANTA CRUZ, CA 95060-9750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2023Intrafamily Transfer, Transfer
Jun 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Sep 18, 2018Deed of Trust, Mortgage · Line of Credit
SANTA CRUZ COUNTY BANK
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2013 · Amount on Record
Deed SaleJul 03, 2013 · Amount on Record
Deed Document Number201333596
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 04, 2023
Property Address787 PINE FLAT RD, SANTA CRUZ, CA 95060-9750
Document Number0000018878
Instrument DateSep 28, 2023
Instrument2023-0018878
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address787 PINE FLAT RD, SANTA CRUZ, CA 95060-9750

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address787 PINE FLAT RD, SANTA CRUZ, CA 95060-9750
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019184
DateJun 25, 2018
Instrument2018-0019184
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address787 PINE FLAT RD, SANTA CRUZ, CA 95060-9750
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028440
DateSep 18, 2018
Instrument2018-0028440
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address787 PINE FLAT RD, SANTA CRUZ, CA 95060-9750
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 PINE FLAT RD, SANTA CRUZ, CA 95060-9750

Mortgage

Document Number0000003209
DateJan 20, 2021
Instrument2021-0003209
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictBonny Doon Union Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,148,766 (+2%) Land $743,977 Building $404,789
2025$13,397.00 (+8.71%) Homeowner's exemption$1,126,241 (+4.04%) Land $729,389 Building $396,852
2023$12,324.00 (+1.62%)$1,082,507 Land $701,066 Building $381,441$929,790
2022$12,127.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871202001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims7 (1995–2023)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Wildfire

Wildfire RiskModerate
above 49% of the US · above 29% of California
Wildfire LikelihoodAbout 1 in 980 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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