850 Cliff Rd, Springville, AL 35146 Property Records

St. Clair County property record for 850 Cliff Rd, Springville, AL 35146

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 2005
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jun 2019)
Tax Bill	$652 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-08-33-0-000-005.001`

Property Details

APN / Parcel Number

Primary APN	`14-08-33-0-000-005.001`
Alternative APNs	`00083470` `11068` `83470`

Interior

Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	520 sqft
Upper Floors Area	720 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	1,742,400 sqft (40 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00083470
Street Address	850 CLIFF RD
City	SPRINGVILLE
State	AL
Zip	35146-6556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW SE4 SEC 33, T 14S, R 1E DEED BK 151 PAGES 353 & 255
Legal Range	01E
Legal Township	14S
Legal Section	33
Jurisdiction	ST CLAIR AL
Township / Civil Division	SPRINGVILLE
Census Block Group	1
Census Block	1044
Census Tract	40503

Owner

850 Cliff Rd is owned and occupied by two individuals who bought it in June 2019.

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	850 CLIFF RD, SPRINGVILLE, AL 35146-6556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 21, 2019	Warranty Deed, Construction Loan · Construction Mortgage WILLIAM B GRAYDON
Jun 18, 2019	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Deed Book / Page	2019 / 7033
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	850 CLIFF RD, SPRINGVILLE, AL 35146-6556
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022346
Date	Mar 30, 2021
Book Page	MTG 2021/22346

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Oct 21, 2019
Property Address	850 CLIFF RD, SPRINGVILLE, AL 35146-6556
Document Number	0000012684
Instrument Date	Oct 17, 2019
Instrument	12684
Transaction Type	Construction Loan
Record Updated	Nov 19, 2019
Title Company	SOUTH OAK TITLE TRUSSVILLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 SPORTSMAN LAKE RD ODENVILLE AL 351206147, ODENVILLE, AL 35120-6147

Mortgage

Document Number	41060
Date	Oct 21, 2019
Instrument	41060

Lender

Name	WILLIAM B GRAYDON
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 20, 2020

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 18, 2019
Property Address	850 CLIFF RD, SPRINGVILLE, AL 35146-6556
Document Number	0000007033
Book / Page	DEED 2019 / 07033
Instrument Date	Apr 15, 2019
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 CLIFF RD, 850, SPRINGVILLE, AL 35146-6556

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	850 CLIFF RD, SPRINGVILLE, AL 35146-6556

Mortgage

Document Number	MTG201921340
Date	Jun 18, 2019
Instrument	MTG 2019/21340

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 850 Cliff Rd was $652 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$652.00	$11,840	$208,410
2023		$35,708 (+1%) Land $17,680 Building $18,028	$178,540 (-) Land $88,400 Building $90,140
2022	$296.00 Homeowner's exemption	$17,854 Land $8,840 Building $9,014	$178,540 Land $88,400 Building $90,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 850 Cliff Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 850 Cliff Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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