285 Cliff Rd, Springville, AL 35146 Property Records

St. Clair County property record for 285 Cliff Rd, Springville, AL 35146

Property Summary

Property Type	Mobile Home
Details	2,170 sqft · built 2000
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jul 2008)
Tax Bill	$393 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-02-03-0-000-003.006`

Property Details

APN / Parcel Number

Primary APN	`15-02-03-0-000-003.006`
Alternative APNs	`64497` `76852`

Interior

Building Area	2,170 sqft Adjusted Area
1st Floor Area	2,079 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile/Manufactured
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	285 CLIFF RD
City	SPRINGVILLE
State	AL
Zip	35146-6544
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BEG NW COR NE4 NW4 TH E 150 S 81.4 SWLY 201.1 N 216.1 TO POB .55 ACC 3-15-1
Legal Range	01E
Legal Township	15S
Legal Section	03
Jurisdiction	ST CLAIR AL
Township / Civil Division	SPRINGVILLE
Census Block Group	1
Census Block	1044
Census Tract	40503

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	285 CLIFF RD, SPRINGVILLE, AL 35146-6544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF ALABAMA
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2008 · Amount on Record
Deed Sale	Jul 28, 2008 · Amount on Record
Deed Book / Page	2008 / 9323
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	285 CLIFF RD, SPRINGVILLE, AL 35146-6544
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CLIFF RD, SPRINGVILLE, AL 35146-6544

Mortgage

Document Number	0000058911
Date	Dec 27, 2022
Book Page	MTG 2022/58911

Lender

Name	HOMETOWN BANK OF ALABAMA
Address	ONEONTA, AL 35121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	246 Months
Due	Jun 1, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	285 CLIFF RD, SPRINGVILLE, AL 35146-6544
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CLIFF RD, SPRINGVILLE, AL 35146-6544

Mortgage

Document Number	0000037735
Date	Jun 2, 2021
Book Page	MTG 2021/37735

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	274 Months
Due	Apr 1, 2044

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$393.00 (+285.29%)	$6,340 (-5%)	$63,400 (-)
2023		$12,680 (+163.07%) Land $2,000 Building $10,680	$63,400 (+31.54%) Land $10,000 Building $53,400
2022	$102.00 Homeowner's exemption	$4,820 Land $730 Building $4,090	$48,200 Land $7,300 Building $40,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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