85 Watercrest N, Austin, AR 72007 Property Records

Lonoke County property record for 85 Watercrest N, Austin, AR 72007

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,202 sqft · built 2005
Lot Size1.26 acres (54,946 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Dec 2022)
Tax Bill$2,961 (2024)
Deeds & MortgagesDec 2022 Sale & Mortgage
Mar 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN150-10025-000

Property Details

APN / Parcel Number

Primary APN150-10025-000
Alternative APN
  • 17651

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,202 sqft Living Area
Gross Area4,277 sqft
1st Floor Area3,202 sqft
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area54,946 sqft (1.26 acres)
Garage TypeAttached
Garage Area1,075 sqft
DrivewayConcrete Driveway
Driveway Area3,480 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area168 sqft
Deck Area445 sqft
Patio Area495 sqft
KennelKennel
Arbor/PergolaArbor/Pergola

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address85 WATERCREST N
CityAUSTIN
StateAR
Zip72007-9594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range09W
Legal Township04N
Legal Section21
Legal SubdivisionCEDAR LAKE ESTATES
Legal Block1
Legal Lot Number25
JurisdictionLONOKE AR
Township / Civil DivisionCAROLINE
Census Block Group1
Census Block1037
Census Tract20103

Owner

Source: Lonoke County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address85 WATERCREST N, AUSTIN, AR 72007-9594
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 28, 2022Intrafamily Transfer, Transfer
Feb 6, 2018Warranty Deed, Transfer · Conventional with PMI
SIMMONS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2022 · Amount on Record
Deed SaleDec 15, 2022 · Amount on Record
Prior SaleMay 26, 2004 · Amount on Record
Deed Document Number202214119
Prior Transfer DateMar 17, 2022
Prior Transfer Doc0000003646
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateDec 15, 2022
Property Address85 WATERCREST N, AUSTIN, AR 72007-9594
Document Number0000014119
Book / Page2022 / 14119
Instrument DateDec 7, 2022
Instrument2022-14119
Transaction TypeTransfer
Record UpdatedJan 2, 2023
Title CompanyLENDERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,600.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 WATERCREST N, AUSTIN, AR 72007-9594

Mortgage

Document Number0202214120
DateDec 15, 2022
Instrument2022-14120
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLONOKE AR
Recording DateMar 28, 2022
Property Address85 WATERCREST N, AUSTIN, AR 72007-9594
Document Number0000003646
Book / Page2022 / 3646
Instrument DateMar 17, 2022
Instrument2022-03646
Transaction TypeTransfer
Record UpdatedApr 11, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateFeb 6, 2018
Property Address85 WATERCREST N, AUSTIN, AR 72007-9594
Document Number0000001083
Instrument DateFeb 2, 2018
Instrument1083
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyLENDERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85 WATERCREST N AUSTIN AR 720079594, AUSTIN, AR 72007-9594

Mortgage

Document Number1084
DateFeb 6, 2018
Instrument1084
Lender
NameSIMMONS BK
AddressPINE BLUFF, AR 71601
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 5, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$64,530 Land $6,000 Building $58,530$322,650 (-) Land $30,000 Building $292,650
2024$2,961.00
2023$2,961.00$322,650 Land $30,000 Building $292,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 68% of Arkansas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARD WATERWORKS
serves 12,579 people · EPA ID AR0000345
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Connect2First
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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