Lonoke County property record for 65 Watercrest N, Austin, AR 72007
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,503 sqft · built 2006 |
| Owner | Individual Name on Record |
| Tax Bill | $3,086 (2024) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-10026-000 |
| Primary APN | 150-10026-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,503 sqft Living Area |
| 1st Floor Area | 2,359 sqft |
| 2nd Floor Area | 1,144 sqft |
| Upper Floors Area | 1,144 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Garage Type | Built-in |
| Garage Area | 959 sqft |
| Driveway | Driveway |
| Driveway Area | 3,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 120 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 417 sqft |
| Patio Area | 280 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 65 WATERCREST N |
|---|---|
| City | AUSTIN |
| State | AR |
| Zip | 72007-9594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:26 CITY/MUNI/TWP:RURAL SUBD:CEDAR LAKE ESTATES SEC/TWN/RNG/MER:SEC 21 TWN 04N RNG 09W |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 21 |
| Legal Subdivision | CEDAR LAKE ESTATES |
| Legal Lot Number | 26 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | CAROLINE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20103 |
Source: Lonoke County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 WATERCREST N, AUSTIN, AR 72007-9594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK |
| Oct 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK |
| May 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage RELYANCE BANK NA |
| Aug 8, 2018 | Warranty Deed, Transfer · Conventional with PMI RELYANCE BK NA |
| Jul 6, 2018 | Trustee's Deed, Construction Loan · Line of Credit IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2022 |
| Deed Sale | Mar 21, 2022 |
| Deed Document Number | 2022-003906 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 65 WATERCREST N, AUSTIN, AR 72007-9594 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004494 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 2023/4494 |
| Instrument | 2023-04494 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | CABOT, AR 72023 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 65 WATERCREST N, AUSTIN, AR 72007-9594 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Title Company | LENDERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000012489 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 2022/12489 |
| Instrument | 2022-12489 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | CABOT, AR 72023 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 65 WATERCREST N, AUSTIN, AR 72007-9594 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 65 WATERCREST N, AUSTIN, AR 72007-9594 |
| Document Number | 0000007044 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 2021/7044 |
| Instrument | 2021-07044 |
| Name | RELYANCE BANK NA |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Aug 18, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Aug 8, 2018 |
| Property Address | 65 WATERCREST N, AUSTIN, AR 72007-9594 |
| Document Number | 0000007674 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 7674 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2018 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,194.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 65 WATERCREST N AUSTIN AR 720079594, AUSTIN, AR 72007-9594 |
| Document Number | 7675 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 7675 |
| Name | RELYANCE BK NA |
|---|---|
| Type | Bank |
| Address | HOT SPRINGS, AR 71909 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 7, 2023 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Jul 6, 2018 |
| Property Address | 65 WATERCREST N, AUSTIN, AR 72007-9594 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 6500 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 65 WATERCREST N AUSTIN AR 720079594, AUSTIN, AR 72007-9594 |
| Document Number | 0000006500 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 6500 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 5, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,140 (-) Land $6,000 Building $72,140 | ||
| 2024 | $3,086.00 (-2.37%) | ||
| 2023 | $3,161.00 Homeowner's exemption | $78,140 Land $6,000 Building $72,140 | $390,700 Land $30,000 Building $360,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARD WATERWORKS serves 12,579 people · EPA ID AR0000345 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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