Middlesex County and Ayer Town property record for 85 Washington St, Ayer, MA 01432
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,734 sqft · built 1973 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $237,810 (Sep 2019) |
| Tax Bill | $4,467 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Sep 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:019 B:0000 L:0168 |
| Primary APN | AYER M:019 B:0000 L:0168 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,734 sqft Living Area |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Detached |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 85 WASHINGTON ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1127 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | A2 |
| Legal Lot Number | 168 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 170 ARBOR ST, LUNENBURG, MA 01462-1469 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 23, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Sep 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA) |
| Sep 4, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAIN STREET BANK (MA) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on Record |
| Deed Sale | Sep 4, 2019 · Amount on Record |
| Prior Sale | Jun 26, 1991 · Amount on Record |
| Deed Document Number | 2019132966 |
| Deed Book / Page | 73224 / 62 |
| Last Transfer Date | Nov 22, 2021 |
| Transfer Doc | 79209-282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Nov 23, 2021 |
| Property Address | 85 WASHINGTON ST, AYER, MA 01432-1127 |
| Document Number | 79209-282 |
| Book / Page | 79209 / 282 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 255337 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 ARBOR ST, LUNENBURG, MA 01462-1469 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 85 WASHINGTON ST, AYER, MA 01432-1127 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75768-266 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 75768/266 |
| Instrument | 175510 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Sep 4, 2019 |
| Property Address | 85 WASHINGTON ST, AYER, MA 01432-1127 |
| Document Number | 73224-62 |
| Book / Page | 73224 / 62 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 132966 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 WASHINGTON ST, AYER, MA 01432-1127 |
| Document Number | 132967 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 132967 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 1, 2026 |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,467.00 (+6.94%) | $373,500 (+11.06%) Land $150,700 Building $222,800 | $454,690 |
| 2023 | $4,177.00 | $336,300 Land $161,800 Building $174,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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