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82 Washington St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 82 Washington St, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,037 sqft · built 1910
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$655,000 (Apr 2025)
Tax Bill$6,619 (2025)
Deeds & MortgagesFeb 2025 Mortgage
Apr 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:019 B:0000 L:0125

Property Details

APN / Parcel Number

Primary APNAYER M:019 B:0000 L:0125

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,037 sqft Living Area
Basement Area1,052 sqft
Unfinished Basement1,052 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialSlate
Lot Area12,632 sqft (0.29 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address82 WASHINGTON ST
CityAYER
StateMA
Zip01432-1315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number125
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group1
Census Block1001
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:019 B:0000 L:0125

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address82 WASHINGTON ST, AYER, MA 01432-1315
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MIDDLESEX SAVINGS BANK
Apr 25, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC
Oct 08, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2025 · Amount on Record
Deed SaleApr 25, 2025 · Amount on Record
Prior SaleOct 08, 2021 · Amount on Record
Deed Book / Page84010 / 312
Transfer Doc045244-547
Record UpdatedSep 20, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address82 WASHINGTON ST, AYER, MA 01432-1315
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number083773-395
DateFeb 18, 2025
Book Page83773/395
Instrument16181
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueMar 01, 2040

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateApr 25, 2025
Property Address82 WASHINGTON ST, AYER, MA 01432-1315
Document Number084010-312
Book / Page84010 / 312
Instrument DateApr 25, 2025
Instrument43615
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address82 WASHINGTON ST, AYER, MA 01432-1315

Mortgage

Document Number0000043616
DateApr 25, 2025
Instrument43616
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateOct 08, 2021
Property Address82 WASHINGTON ST, AYER, MA 01432-1315
Document Number78882-339
Book / Page78882 / 339
Instrument DateOct 08, 2021
Instrument223151
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address82 WASHINGTON ST, AYER, MA 01432-1315

Mortgage

Document Number223152
DateOct 08, 2021
Instrument223152
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,619.00 (+11.94%)$553,400 (+16.24%) Land $142,700 Building $410,700$618,450 (+8.12%)
2024$571,995
2023$5,913.00$476,100 Land $152,900 Building $323,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 130 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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