85 Warner St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 85 Warner St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,425 sqft · built 1983
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$11,200 (Sep 1983)
Tax Bill	$6,374 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2017 Line of Credit
APN	`BELC M:237 L:66`

Property Details

APN / Parcel Number

Primary APN	`BELC M:237 L:66`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,425 sqft Living Area
Gross Area	4,232 sqft
Basement Area	1,032 sqft
Unfinished Basement	258 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	85 WARNER ST
City	BELCHERTOWN
State	MA
Zip	01007-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A4
Legal Lot Number	66
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	2
Census Block	2033
Census Tract	820205

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 WARNER ST, BELCHERTOWN, MA 01007-9584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage POLISH NAT'L CU
Aug 29, 2017	Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 1983 · Amount on Record
Deed Sale	Sep 19, 1983 · Amount on Record
Deed Book / Page	2390 / 106
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	85 WARNER ST, BELCHERTOWN, MA 01007-9584
Document Number	13852-254
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 WARNER ST BELCHERTOWN MA 010079584, BELCHERTOWN, MA 01007-9584

Mortgage

Document Number	13852-254
Date	Nov 12, 2020
Book Page	013852/000254
Instrument	23868

Lender

Name	POLISH NAT'L CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 11, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	85 WARNER ST, BELCHERTOWN, MA 01007-9584
Document Number	12738-227
Book / Page	012738 / 000227
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12738-227
Date	Sep 5, 2017
Book Page	012738/000227
Instrument	18441

Lender

Name	EASTHAMPTON SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 4, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,374.00 (+3.76%)	$439,300 (+9.55%) Land $99,600 Building $339,700	$463,695 (+10.71%)
2024	$6,143.00 (+1.19%)	$401,000 (+7.8%) Land $85,800 Building $315,200	$418,855
2023	$6,071.00	$372,000 Land $81,800 Building $290,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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