St. Louis County property record for 85 W Chisholm St, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,140 sqft · built 1919 |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,062 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2720-00222 |
| Primary APN | 010-2720-00222 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Gross Area |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 570 sqft |
| Finished Basement | 570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 77,101 sqft (1.77 acres) |
| Garage Area | 1,120 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 54 sqft |
| Deck Area | 216 sqft |
| Storage Building | 100 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 555693 |
|---|---|
| Street Address | 85 W CHISHOLM ST |
| City | DULUTH |
| State | MN |
| Zip | 55803-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 1/9 OF ELY 9/10 OF NW1/4 OF SE1/4OFSW1/4 EX ELY 15 FT& INC WLY 1/10 OF NW1/4 OFSE1/4 OF SW1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 35 |
| Legal Subdivision | DULUTH LANDS IN THE CITY |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 100 |
85 W Chisholm St is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 W CHISHOLM ST, DULUTH, MN 55803-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 85 W Chisholm St was $4,062 with a homeowner's exemption, up 16.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,062.00 (+16.66%) Homeowner's exemption | ||
| 2025 | $3,482.00 (-2.36%) Homeowner's exemption | $330,000 (+20.97%) Land $61,000 Building $269,000 | $330,000 (+20.97%) Land $61,000 Building $269,000 |
| 2024 | $3,566.00 | $272,800 Land $64,100 Building $208,700 | $272,800 Land $64,100 Building $208,700 |
| 2022 | $244,800 Land $74,500 Building $170,300 | $244,800 Land $74,500 Building $170,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 W Chisholm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 W Chisholm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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