53 W Chisholm St, Duluth, MN 55803 Property Records

St. Louis County property record for 53 W Chisholm St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,386 sqft · built 1951
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Nov 2021)
Tax Bill	$4,324 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2720-00170`

Property Details

APN / Parcel Number

Primary APN	`010-2720-00170`
Alternative APN	`1121390`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,386 sqft Gross Area
1st Floor Area	938 sqft
Basement Area	414 sqft
Finished Basement	414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	330 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	184 sqft
Storage Building	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1121390
Street Address	53 W CHISHOLM ST
City	DULUTH
State	MN
Zip	55803-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 1/4 OF E 4/10 OF NW 1/4 OF SE 1/4 OFSW 1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	35
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3011
Census Tract	100

Owner

53 W Chisholm St is owned and occupied by an individual who bought it in November 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	53 W CHISHOLM ST, DULUTH, MN 55803-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 16, 2019	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Jul 16, 2019 · Amount on File
Deed Document Number	20211049874
Prior Transfer Date	Apr 4, 2008
Prior Transfer Doc	0000851670
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 23, 2021
Property Address	53 W CHISHOLM ST, DULUTH, MN 55803-1505
Document Number	0001049874
Instrument Date	Nov 9, 2021
Instrument	1049874
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	53 W CHISHOLM ST, DULUTH, MN 55803-1505

Mortgage

Document Number	0001049875
Date	Nov 23, 2021
Instrument	1049875

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 16, 2019
Property Address	53 W CHISHOLM ST, DULUTH, MN 55803-1505
Document Number	00T1012506
Instrument Date	Jul 10, 2019
Instrument	T1012506
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 W CHISHOLM ST DULUTH MN 558031505, DULUTH, MN 55803-1505

Mortgage

Document Number	T1012507
Date	Jul 16, 2019
Instrument	T1012507

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 53 W Chisholm St was $4,324 with a homeowner's exemption, up 15% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,324.00 (+15%) Homeowner's exemption
2025	$3,760.00 (-0.9%) Homeowner's exemption	$349,400 (+19.78%) Land $57,200 Building $292,200	$349,400 (+19.78%) Land $57,200 Building $292,200
2024	$3,794.00	$291,700 Land $59,900 Building $231,800	$291,700 Land $59,900 Building $231,800
2022		$258,700 Land $69,500 Building $189,200	$258,700 Land $69,500 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 W Chisholm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 W Chisholm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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