85 Universal Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 85 Universal Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,272 sqft · built 1978
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Dec 2009)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0037A003000`

Property Details

APN / Parcel Number

Primary APN	`0037A003000`
Alternative APNs	`0037A003` `17901`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Heated Area
1st Floor Area	1,272 sqft
Office	314 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Area	744 sqft
Porch	Enclosed Porch
Porch Area	452 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17901
Old Parcel Number	0037A003000
Street Address	85 UNIVERSAL LN
City	RINGGOLD
State	GA
Zip	30736-7270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LL 115 28/3
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3004
Census Tract	30201

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 UNIVERSAL LN, RINGGOLD, GA 30736-7270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2009 · Amount on Record
Deed Sale	Dec 28, 2009 · Amount on Record
Deed Document Number	0001515400
Deed Book / Page	1515 / 400
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	85 UNIVERSAL LN, RINGGOLD, GA 30736-7270
Document Number	0019610695
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	BATTLEFIELD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 UNIVERSAL LN RINGGOLD GA 307367270, RINGGOLD, GA 30736-7270

Mortgage

Document Number	0019610695
Date	Nov 5, 2018
Book Page	001961/000695

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANCOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 4, 2028

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (+6.88%) Homeowner's exemption	$115,732 (+35.97%) Land $16,118 Building $99,614	$289,329 (+35.97%) Land $40,295 Building $249,034
2023	$1,860.00 (+20.94%) Homeowner's exemption	$85,118 Land $10,080 Building $75,038	$212,796 Land $25,200 Building $187,596
2022	$1,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Universal Ln

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