Catoosa County property record for 44 Universal Ln, Ringgold, GA 30736 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1981 |
| Square Footage | 1,262 sqft Heated Area |
| Lot Size | 67,082 sqft (1.54 acres) |
| Garage | Mixed, 1,495 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $140,000 (2017) |
| Tax Bill | $1,706.00 (2025) |
| Primary APN | 0037A002000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,262 sqft Heated Area |
| 1st Floor Area | 1,262 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 67,082 sqft (1.54 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed |
| Garage Area | 1,495 sqft Garage |
| Carport | Carport |
| Carport Area | 384 sqft Carport |
| Porch | Open Porch |
| Porch Area | 120 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17900 |
|---|---|
| Old Parcel Number | 0037A002000 |
| Street Address | 44 UNIVERSAL LN |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-7270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LL 115 28/3 |
| Legal Lot Number | 9 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 30201 |
Source: Catoosa County records · APN 0037A002000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 UNIVERSAL LN, RINGGOLD, GA 30736-7270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Nov 14, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 10, 2017 | Warranty Deed, Transfer · FHA Mortgage TJC MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2017 · Amount on Record |
| Deed Sale | May 09, 2017 · Amount on Record |
| Prior Sale | Aug 08, 2016 · Amount on Record |
| Deed Document Number | 0001878551 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 44 UNIVERSAL LN, RINGGOLD, GA 30736-7270 |
| Document Number | 0020960199 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44 UNIVERSAL LN RINGGOLD GA 307367270, RINGGOLD, GA 30736-7270 |
| Document Number | 0020960199 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 002096/000199 |
| Instrument | 9919 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Nov 29, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Nov 14, 2018 |
| Property Address | 44 UNIVERSAL LN, RINGGOLD, GA 30736-7270 |
| Document Number | 0019630147 |
| Book / Page | 001963 / 000147 |
| Instrument Date | Nov 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 UNIVERSAL LN RINGGOLD GA 307367270, RINGGOLD, GA 30736-7270 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 10, 2017 |
| Property Address | 44 UNIVERSAL LN, RINGGOLD, GA 30736-7270 |
| Document Number | 0018780551 |
| Book / Page | 1878 / 551 |
| Instrument Date | May 10, 2017 |
| Instrument | 2017-000963 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 UNIVERSAL LN, RINGGOLD, GA 30736-7270 |
| Document Number | 0018780554 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 1878/554 |
| Instrument | 003306 |
| Name | TJC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,706.00 (+1.61%) Homeowner's exemption | $101,608 (+35.46%) Land $17,590 Building $84,018 | $254,021 (+35.46%) Land $43,975 Building $210,046 |
| 2023 | $1,679.00 (+25.86%) | $75,012 Land $11,088 Building $63,924 | $187,529 Land $27,720 Building $159,809 |
| 2022 | $1,334.00 |
Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 54% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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