Rockland County and Ramapo Town property record for 85 Union Rd, Spring Valley, NY 10977
| Property Type | Condominium |
|---|---|
| Details | 5 bd · 2 ba · 2,429 sqft · built 2018 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $754,800 (Dec 2019) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 50.70-1-49.-212 |
| Primary APN | 392605 50.70-1-49.-212 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,429 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| 2nd Floor Area | 1,218 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,307 sqft (0.03 acres) |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00316760000 |
|---|---|
| Street Address | 85 UNION RD |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-3310 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-15A |
| Legal Description | LOT:49.000 BLK:1 SEC:50.70 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY |
| Legal Block | 1 |
| Legal Lot Number | 49.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12204 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 85 UNION RD, SPRING VALLEY, NY 10977-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SVGS BK |
| Aug 10, 2020 | Loan Modification, Mortgage · Conventional with PMI FEDERAL SVGS BK |
| Dec 13, 2019 | Condominium Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK |
| Aug 1, 2019 | Loan Modification, Mortgage · Conventional Mortgage NORTHEAST CMNTY BK |
| Aug 1, 2019 | Loan Modification, Mortgage NORTHEAST CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2019 · Amount on Record |
| Deed Sale | Dec 13, 2019 · Amount on Record |
| Deed Document Number | 2019-00036342 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 85 UNION RD, SPRING VALLEY, NY 10977-3310 |
| Document Number | 0000025726 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | JODA ABSTRACT LLC, JODA ABS LLC |
| Name | Verified Name |
|---|---|
| Address | 85 UNION RD #212 SPRING VALLEY NY 109773310, 212, SPRING VALLEY, NY 10977-3310 |
| Document Number | 0000025726 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 25726 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 85 UNION RD, SPRING VALLEY, NY 10977-3310 |
| Document Number | 0000026663 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | JODA ABSTRACT LLC, JODA ABS LLC |
| Name | Verified Name |
|---|---|
| Address | 85 UNION RD #212 SPRING VALLEY NY 109773310, 212, SPRING VALLEY, NY 10977-3310 |
| Document Number | 0000026663 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 26663 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Rate | 2.75% |
|---|
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Dec 13, 2019 |
| Property Address | 85 UNION RD, SPRING VALLEY, NY 10977-3310 |
| Document Number | 0000036342 |
| Map Reference | IN 2019-00019514 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 2019-00036342 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,020.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 MERRICK DR, 8, SPRING VALLEY, NY 10977-2501 |
| Name | Verified Name |
|---|---|
| Address | 85 UNION RD # 212, 212, SPRING VALLEY, NY 10977-3310 |
| Document Number | 0000036343 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 2019-00036343 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 85 UNION RD, SPRING VALLEY, NY 10977-3310 |
| Document Number | 0000031618 |
| Instrument Date | Aug 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8 MERRICK DR SPRING VALLEY NY 109772501, SPRING VALLEY, NY 10977-2501 |
| Document Number | 0000031618 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 31618 |
| Name | NORTHEAST CMNTY BK |
|---|---|
| Type | Bank |
| Address | WHITE PLAINS, NY 10601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 85 UNION RD, SPRING VALLEY, NY 10977-3310 |
| Document Number | 0000031619 |
| Instrument Date | Aug 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 325 HAMILTON AVE WHITE PLAINS NY 106011803, WHITE PLAINS, NY 10601-1803 |
| Document Number | 0000031619 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 31619 |
| Name | NORTHEAST CMNTY BK |
|---|---|
| Type | Bank |
| Address | WHITE PLAINS, NY 10601 |
| Amount | Amount Recorded |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $44,800 (-) Land $5,000 Building $39,800 | $577,320 (+1,160.52%) Land $64,433 Building $512,887 |
| 2023 | $44,800 Land $5,000 Building $39,800 | $45,800 Land $5,112 Building $40,688 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 83 (1978–2012) |
| Claims Outside the SFHA | 9 of 83 |
| Most Recent Claim | Oct 2012 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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