Rockland County and Ramapo Town property record for 77 Union Rd, Spring Valley, NY 10977
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,716 sqft · built 1988 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $486,000 (Jun 2019) |
| Tax Bill | $14,087 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 50.70-1-46 |
| Primary APN | 392605 50.70-1-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 836 sqft |
| 2nd Floor Area | 880 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 216 ft deep x 100 ft wide |
| View / Lot | Suburban |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Patio Area | 200 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00316730000 |
|---|---|
| Street Address | 77 UNION RD |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-3962 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 |
| Legal Description | 3/22/79 ON 4 |
| Legal Subdivision | TOW DOUBLE U REALTY |
| Legal Block | 1 |
| Legal Lot Number | 46.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12204 |
Source: Rockland County and Ramapo Town records, as of April 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 148 MAPLE AVE, SPRING VALLEY, NY 10977-4613 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 19, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | Oct 28, 2015 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 77 UNION RD, SPRING VALLEY, NY 10977-3962 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024596 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-00024596 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 77 UNION RD, SPRING VALLEY, NY 10977-3962 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024593 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-00024593 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jun 19, 2019 |
| Property Address | 77 UNION RD, SPRING VALLEY, NY 10977-3962 |
| Document Number | 0000016964 |
| Map Reference | BK 60 PG 7 MAP 4726 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 2019-00016964 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,944.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 ELM ST UNIT 311, 18, SPRING VALLEY, NY 10977-8322 |
| Name | Verified Name |
|---|---|
| Address | 148 MAPLE AVE, SPRING VALLEY, NY 10977-4613 |
| Document Number | 0000016965 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019-00016965 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $30,300 (-) Land $6,900 Building $23,400 | $29,300 (-) | |
| 2023 | $14,087.00 Additional exemption filed | $30,300 Land $6,900 Building $23,400 | $29,300 Land $6,672 Building $22,628 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 83 (1978–2012) |
| Claims Outside the SFHA | 9 of 83 |
| Most Recent Claim | Oct 2012 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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