Garrard County property record for 85 Tommy Murphy Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,600 (Mar 2014) |
| Tax Bill | $771 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-04 |
| Primary APN | 40-04 |
|---|---|
| Alternative APNs |
|
| Lot Area | 60,984 sqft (1.4 acres) |
|---|
| Account Number | 25112 |
|---|---|
| Street Address | 85 TOMMY MURPHY RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.4 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 970202 |
85 Tommy Murphy Rd is owned and occupied by an individual who bought it in March 2014.
Source: Garrard County records, as of November 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 TOMMY MURPHY RD, LANCASTER, KY 40444-8157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2014 · Amount on File |
| Deed Sale | Mar 11, 2014 · Amount on File |
| Deed Document Number | 0000274026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 16, 2023 |
| Property Address | 85 TOMMY MURPHY RD, LANCASTER, KY 40444-8157 |
| Document Number | 00D322/538 |
| Book / Page | D322 / 538 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 177538 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 85 Tommy Murphy Rd was $771, up 14.9% from the year before.
Source: Garrard County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $771.00 (+14.9%) | $75,000 (+15.38%) Land $25,000 Building $50,000 | $75,000 (+15.38%) Land $25,000 Building $50,000 |
| 2024 | $671.00 (+1,665.79%) | $65,000 (+1,705.56%) Land $15,000 Building $50,000 | $65,000 (+1,705.56%) Land $15,000 Building $50,000 |
| 2023 | $38.00 | $3,600 (-) Land $3,600 | $3,600 (-) Land $3,600 |
| 2022 | $38.00 | $3,600 Land $3,600 | $3,600 Land $3,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Tommy Murphy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Tommy Murphy Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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