Garrard County property record for 20 Tommy Murphy Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba |
| Lot Size | 2.77 acres (120,661 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $411 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-03.01 |
| Primary APN | 40-03.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 120,661 sqft (2.77 acres) |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 20104 |
|---|---|
| Street Address | 20 TOMMY MURPHY RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 3+ ACRES |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 970202 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9554 BUCKEYE RD, LANCASTER, KY 40444-9240 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,000 (-) Land $20,000 Building $20,000 | $40,000 (-) Land $20,000 Building $20,000 | |
| 2025 | $411.00 (+33.01%) | $40,000 (+33.33%) Land $20,000 Building $20,000 | $40,000 (+33.33%) Land $20,000 Building $20,000 |
| 2024 | $309.00 (-2.83%) | $30,000 (-) Land $10,000 Building $20,000 | $30,000 (-) Land $10,000 Building $20,000 |
| 2023 | $318.00 (-0.93%) | $30,000 (-) Land $10,000 Building $20,000 | $30,000 (-) Land $10,000 Building $20,000 |
| 2022 | $321.00 | $30,000 Land $10,000 Building $20,000 | $30,000 Land $10,000 Building $20,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures