85 Summit Ave, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 85 Summit Ave, Wharton, NJ 07885

Property Summary

Property TypeSingle Family Home
Details1,831 sqft · built 1925
Lot Size0.114 acres (4,948 sqft)
Owner2 Individual Names on Record
Tax Bill$12,005 (2024)
Deeds & MortgagesJan 2018 Line of Credit
APN39-02015-0000-00008

Property Details

APN / Parcel Number

Primary APN39-02015-0000-00008
Alternative APN
  • 390201500008

Interior

Stories2 Stories
Building Area1,831 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTri-Level
Construction TypeFrame
Lot Area4,948 sqft (0.114 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached

Location & Zoning

Street Address85 SUMMIT AVE
CityWHARTON
StateNJ
Zip07885-2535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-65
Legal SubdivisionJAMES FORD FARM
Legal Block2015
Legal Lot Number8
JurisdictionMORRIS NJ
Township / Civil DivisionWHARTON
Census Block Group3
Census Block3019
Census Tract45100

Owner

Source: Morris County and Wharton Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address85 SUMMIT AVE, WHARTON, NJ 07885-2535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address85 SUMMIT AVE, WHARTON, NJ 07885-2535
Document Number0232830998
Book / Page023283 / 000998
Instrument DateJan 10, 2018
Transaction TypeMortgage
Record UpdatedFeb 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 SUMMIT AVE WHARTON NJ 078852535, WHARTON, NJ 07885-2535

Mortgage

Document Number0232830998
DateJan 23, 2018
Book Page023283/000998
Instrument4657
Lender
NameCITIZENS BK/PA
TypeBank
AddressPHILADELPHIA, PA 19103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 22, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityWharton Borough
Secondary School DistrictMorris Hills Regional School District (09 - 12)
Elementary School DistrictWharton Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$477,800 (+9.69%) Land $150,100 Building $327,700$477,800 (+9.69%) Land $150,100 Building $327,700
2025$435,600 (+15.45%) Land $125,100 Building $310,500$435,600 (+15.45%) Land $125,100 Building $310,500
2024$12,005.00 (+10.17%)
2023$377,300 Land $115,100 Building $262,200$377,300 Land $115,100 Building $262,200
2022$10,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHARTON WATER DEPT
serves 6,342 people · EPA ID NJ1439001
Water SourceGroundwater
Last State InspectionSep 2025
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30

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