65 Summit Ave, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 65 Summit Ave, Wharton, NJ 07885

Property Summary

Property Type	Single Family Home
Details	2,004 sqft · built 1994
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jul 2022)
Tax Bill	$12,227 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2017 Mortgage
APN	`39-02015-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`39-02015-0000-00013`
Alternative APN	`390201500013`

Interior

Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Location & Zoning

Street Address	65 SUMMIT AVE
City	WHARTON
State	NJ
Zip	07885-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Subdivision	FORD FARM
Legal Block	2015
Legal Lot Number	13
Jurisdiction	MORRIS NJ
Township / Civil Division	WHARTON
Census Block Group	3
Census Block	3019
Census Tract	45100

Owner

Source: Morris County and Wharton Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 SUMMIT AVE, WHARTON, NJ 07885-2535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	202245862
Deed Book / Page	24444 / 873
Record Updated	Sep 20, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 5, 2022
Property Address	65 SUMMIT AVE, WHARTON, NJ 07885-2535
Document Number	0244440873
Book / Page	24444 / 873
Instrument Date	Jun 7, 2022
Instrument	2022045862
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NOT AVAILABLE, WEICHERT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,032.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 SUMMIT AVE, 65, WHARTON, NJ 07885-2535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 SUMMIT AVE, WHARTON, NJ 07885-2535

Mortgage

Document Number	2022045863
Date	Jul 5, 2022
Instrument	2022045863

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	65 SUMMIT AVE, WHARTON, NJ 07885-2535
Document Number	0231781880
Book / Page	023178 / 001880
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 SUMMIT AVE WHARTON NJ 078852535, WHARTON, NJ 07885-2535

Mortgage

Document Number	0231781880
Date	Aug 8, 2017
Book Page	023178/001880
Instrument	46847

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Wharton Borough
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Wharton Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,400 (+9.16%) Land $151,500 Building $330,900	$482,400 (+9.16%) Land $151,500 Building $330,900
2025		$441,900 (+14.51%) Land $126,500 Building $315,400	$441,900 (+14.51%) Land $126,500 Building $315,400
2024	$12,227.00 (+11.68%)
2023		$385,900 Land $116,500 Building $269,400	$385,900 Land $116,500 Building $269,400
2022	$10,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHARTON WATER DEPT serves 6,342 people · EPA ID NJ1439001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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