Bergen County and Lodi Borough property record for 85 Spring St, Lodi, NJ 07644 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,644 sqft · built 1910 |
| Lot Size | 0.137 acres (5,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Feb 2026) |
| Tax Bill | $10,744 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00100-0000-00003 |
| Primary APN | 31-00100-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,644 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 5,950 sqft (0.137 acres) |
| Lot Dimensions | 96 ft deep x 62 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Account Number | 204600 |
|---|---|
| Street Address | 85 SPRING ST |
| City | LODI |
| State | NJ |
| Zip | 07644-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 62X96 |
| Legal Block | 100 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 30402 |
Source: Bergen County and Lodi Borough records · APN 31-00100-0000-00003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 SPRING ST, LODI, NJ 07644-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Feb 26, 2026 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Jan 18, 1996 · Amount on Record |
| Deed Document Number | 202612177 |
| Deed Book / Page | 5731 / 1451 |
| Prior Transfer Date | Aug 18, 2015 |
| Prior Transfer Doc | 0020381151 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 85 SPRING ST, LODI, NJ 07644-3116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0057311470 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 5731/1470 |
| Instrument | 2026012179 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Jan 27, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 26, 2026 |
| Property Address | 85 SPRING ST, LODI, NJ 07644-3116 |
| Document Number | 0057311451 |
| Book / Page | 5731 / 1451 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026012177 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,867.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 MOUNTAIN AVE, WANAQUE, NJ 07465-1303 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 85 SPRING ST, LODI, NJ 07644-3116 |
| Document Number | 2026012178 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026012178 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,500 (-) Land $166,900 Building $136,600 | $303,500 (-) Land $166,900 Building $136,600 | |
| 2025 | $10,744.00 (+5.61%) | $303,500 (-) Land $166,900 Building $136,600 | $303,500 (-) Land $166,900 Building $136,600 |
| 2024 | $10,173.00 (+2.7%) | ||
| 2023 | $303,500 Land $166,900 Building $136,600 | $303,500 Land $166,900 Building $136,600 | |
| 2022 | $9,906.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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