84 Spring St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 84 Spring St, Lodi, NJ 07644 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,303 sqft · built 1895
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,609 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00099-01-00029`

Property Details

APN / Parcel Number

Primary APN	`31-00099-01-00029`
Alternative APNs	`3100099000100029` `201600`

Interior

Stories	2 Stories
Building Area	2,303 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	201600
Street Address	84 SPRING ST
City	LODI
State	NJ
Zip	07644-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Block	99.1
Legal Lot Number	29
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	4
Census Block	4003
Census Tract	30402

Owner

Source: Bergen County and Lodi Borough records · APN 31-00099-01-00029

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	84 SPRING ST, LODI, NJ 07644-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
Aug 21, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 21, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2021
Deed Sale	Jan 15, 2021
Deed Document Number	20216652
Deed Book / Page	3915 / 338
Record Updated	Sep 20, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 15, 2021
Property Address	84 SPRING ST, LODI, NJ 07644-3117
Document Number	0039150338
Book / Page	3915 / 338
Instrument Date	Nov 23, 2020
Instrument	21-006652
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 BERTOTTO AVE, 63, LITTLE FERRY, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 SPRING ST, LODI, NJ 07644-3117
Investor	Possibly a Property Investor

Mortgage

Document Number	21006653
Date	Jan 15, 2021
Instrument	21-006653

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	84 SPRING ST, LODI, NJ 07644-3117
Document Number	0033681015
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 SPRING ST LODI NJ 076443117, LODI, NJ 07644-3117

Mortgage

Document Number	0033681015
Date	Oct 07, 2019
Book Page	003368/001015
Instrument	66339

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	732 Months
Due	Oct 06, 2080

Interest

Rate Type	Adjustable Rate
Rate	4.44%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	84 SPRING ST, LODI, NJ 07644-3117
Document Number	0033680996
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 SPRING ST LODI NJ 076443117, LODI, NJ 07644-3117

Mortgage

Document Number	0033680996
Date	Oct 07, 2019
Book Page	003368/000996
Instrument	66339

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	732 Months
Due	Oct 06, 2080

Interest

Rate Type	Adjustable Rate
Rate	4.44%

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,200 (-) Land $160,000 Building $196,200	$356,200 (-) Land $160,000 Building $196,200
2025	$12,609.00 (+5.61%)	$356,200 (-) Land $160,000 Building $196,200	$356,200 (-) Land $160,000 Building $196,200
2024	$11,939.00 (+2.69%)
2023		$356,200 Land $160,000 Building $196,200	$356,200 Land $160,000 Building $196,200
2022	$11,626.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030304024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 966 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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