85 Snapper Ln, #B, Key Largo, FL 33037 Property Records

Monroe County property record for 85 Snapper Ln, #B, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,839 sqft · built 1974
Lot Size	4 acres (182,627 sqft)
Owner	Individual Name on File
Last Sale	$2,300,000 (Apr 2019)
Tax Bill	$11,777 (2024)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00569513-000426`

Property Details

APN / Parcel Number

Primary APN	`00569513-000426`
Alternative APNs	`07594100569513000426` `1701955`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,839 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	182,627 sqft (4 acres)

Location & Zoning

Account Number	1701955
Street Address	85 SNAPPER LN, B
City	KEY LARGO
State	FL
Zip	33037-3744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR
Legal Description	DWELLING NO PC-85B PUMPKIN CAY CONDOMINIUM NO 10 PB6-114 OR737-537/538 OR755-74/75 OR755-76/77 OR1846-190/91C-D/C OR1840-1845/46 OR1840-1848/53WILL OR1840-1854EST OR1840-1855/59WILL OR1840-1860/61EST OR2362-191/92TR OR2471-2138/42WILL OR2497-673/75 O
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	PUMPKIN CAY O.R. #7 2ND REV
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	972700

Owner

Source: Monroe County records · APN 00569513-000426

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 SNAPPER LN, B, KEY LARGO, FL 33037-3744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2019 · Amount on Record
Deed Sale	Apr 03, 2019 · Amount on Record
Prior Sale	Jan 01, 1978 · Amount on Record
Deed Document Number	20192213850
Deed Book / Page	2956 / 2460
Prior Transfer Date	Dec 09, 2015
Prior Transfer Doc	0027730200
Record Updated	Jun 08, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Apr 03, 2019
Property Address	85 SNAPPER LN # B, B, KEY LARGO, FL 33037-3744
Document Number	0029562460
Book / Page	002956 / 002460
Instrument Date	Apr 01, 2019
Instrument	2213850
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$16,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SNAPPER LN #B KEY LARGO FL 330373744, B, KEY LARGO, FL 33037-3744

Mortgage

Document Number	29562464
Date	Apr 03, 2019
Book Page	002956/002464
Instrument	2213851

Lender

Name	NORTHERN TR
Address	CHICAGO, IL 60603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,773,765 (+5.99%)	$4,617,979 (+19.81%) Building $4,617,979
2024	$11,777.00 (+2.56%)
2023	$11,483.00 (+4.45%) Senior Citizen's exemption	$1,673,569 (+3%) Building $1,673,569	$3,854,318 (+23.38%) Building $3,854,318
2022	$10,994.00 Senior Citizen's exemption	$1,624,825 Building $1,624,825	$3,124,016 Building $3,124,016

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 52 locations within half a mile of this property.

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