1. Home
  2. Florida
  3. Monroe County
  4. Key Largo
  5. Snapper Ln

82 Snapper Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 82 Snapper Ln, Key Largo, FL 33037 · Last verified April 2026

Property Summary

Property TypeCondominium
Details1 bd · 1,950 sqft · built 1979
Lot Size4 acres (193,277 sqft)
Owner2 Company Names on File
Last Sale$4,895,000 (May 2022)
Tax Bill$29,102 (2024)
Deeds & MortgagesMay 2022 Sale & Mortgage
Sep 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN00569513-000516

Property Details

APN / Parcel Number

Primary APN00569513-000516
Alternative APNs
  • 07594100569513000516
  • 1702226

Interior

Bedrooms1 Bed
Building Area1,950 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Lot Area193,277 sqft (4 acres)

Location & Zoning

Account Number1702226
Street Address82 SNAPPER LN
CityKEY LARGO
StateFL
Zip33037-3774
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT PC-82 PUMPKIN CAY GARDEN HOME CONDOMINIUM OR787-380 OR1191-282 OR1288-1881 OR1685-690 OR1831-2172 OR3170-2491 OR3286-1642
Legal Range41E
Legal Township59S
Legal Section07
Legal SubdivisionPUMPKIN CAY O.R. #7 2ND REV
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3050
Census Tract972700

Owner

Source: Monroe County records · APN 00569513-000516

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address32450 SCOTTSDALE, FRANKLIN, MI 48025-1039
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 02, 2022Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Sep 14, 2020Deed of Trust, Mortgage · Line of Credit
IBERIABANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2022 · Amount on Record
Deed SaleMay 02, 2022 · Amount on Record
Prior SaleMar 20, 2001 · Amount on Record
Deed Document Number20222373471
Deed Book / Page3170 / 2491
Last Transfer DateJul 26, 2024
Transfer Doc0032861642
Record UpdatedJun 08, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONROE FL
Recording DateMay 02, 2022
Property Address82 SNAPPER LN, KEY LARGO, FL 33037-3774
Document Number0031702491
Book / Page3170 / 2491
Map ReferenceMB 766 PG 1545
Instrument DateApr 28, 2022
Instrument2373471
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$34,265.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1421 BIRCH COVE CT, REEDSVILLE, WI 54230-9761

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 SNAPPER LN, KEY LARGO, FL 33037-3774

Mortgage

Document Number0031710001
DateMay 02, 2022
Book Page3171/1
Instrument2373473
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateMay 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.75%
IndexOther
Max Rate7.75%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address82 SNAPPER LN, KEY LARGO, FL 33037-3774
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 SNAPPER LN, KEY LARGO, FL 33037-3774

Mortgage

Document Number0030440036
DateSep 14, 2020
Book Page3044/36
Instrument2281565
Lender
NameIBERIABANK
TypeBank
AddressKEY LARGO, FL 33037
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 19, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,978,952 (-6.83%) Building $3,978,952$3,978,952 (-6.83%) Building $3,978,952
2024$29,102.00 (-0.88%)
2023$29,361.00 (+149.37%)$4,270,791 (+145.15%) Building $4,270,791$4,270,791 (+36.52%) Building $4,270,791
2022$11,774.00 Senior Citizen's exemption$1,742,138 Building $1,742,138$3,128,287 Building $3,128,287

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 838 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
747 under condo master policies
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 73 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityFiber2,000 / 2,000
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Snapper Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures