Walton County property record for 85 Shady Ln, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 448 sqft · built 1998 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Nov 2014) |
| Tax Bill | $1,103 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Sep 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03-2S-19-24060-00C-0050 |
| Primary APN | 03-2S-19-24060-00C-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 448 sqft Living Area |
| Gross Area | 608 sqft |
| 1st Floor Area | 448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Roof Type | Shed Roof |
| Roof Material | Other |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 256 ft deep x 98 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 298 sqft |
| Deck Area | Deck Area |
| Patio Area | 171 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 85 SHADY LN |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-4938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BAYN |
| Legal Description | LOT 5 BLK C JOLLY BAY ACRES PB 3-42 ALSO COM SW LOT 5 BLK C JOLLY BAY ACRES, S 20 FT, E 33 FT,N 20 FT, W 33 FT FOR POB OR 424-19 OR 1326-253 OR 1573- 152 OR 2646-1202 OR 2963-2450 OR 3161-3531 OR 3268-3468 |
| Legal Range | 019 |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | JOLLY BAY ACRES |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 950501 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 SHADY LN, FREEPORT, FL 32439-4938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 3, 2022 | Intrafamily Transfer, Transfer |
| Sep 29, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 6, 2020 | Loan Modification, Mortgage · Conventional Mortgage PNB CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2014 · Amount on Record |
| Deed Sale | Nov 3, 2014 · Amount on Record |
| Prior Sale | Dec 20, 2004 · Amount on Record |
| Deed Document Number | 20141300845 |
| Deed Book / Page | 2963 / 2450 |
| Last Transfer Date | Sep 29, 2020 |
| Transfer Doc | 0031613531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 3, 2022 |
| Property Address | 85 SHADY LN, FREEPORT, FL 32439-4938 |
| Document Number | 0032683468 |
| Book / Page | 3268 / 3468 |
| Map Reference | MB 3 PG 42 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 20220043991 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 SHADY LN, 85, FREEPORT, FL 32439-4938 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85 SHADY LN, FREEPORT, FL 32439-4938 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 29, 2020 |
| Property Address | 85 SHADY LN, FREEPORT, FL 32439-4938 |
| Document Number | 0031613531 |
| Book / Page | 003161 / 003531 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 38086 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 SHADY LN FREEPORT FL 324394938, FREEPORT, FL 32439-4938 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 85 SHADY LN, FREEPORT, FL 32439-4938 |
| Document Number | 0031321961 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2579 SANTA ROSA BEACH FL 324592579, SANTA ROSA BEACH, FL 32459-2579 |
| Document Number | 0031321961 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 003132/001961 |
| Instrument | 4209 |
| Name | PNB CMNTY BK |
|---|---|
| Address | NICEVILLE, FL 32578 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 5, 2025 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,103.00 (+2.04%) | $162,226 (-38.65%) | $309,335 (+16.99%) Land $276,582 Building $32,753 |
| 2024 | $1,081.00 (-52.46%) | ||
| 2023 | $2,274.00 (+71.49%) | $264,420 (-7.25%) Land $224,805 Building $39,615 | $264,420 (-7.25%) Land $224,805 Building $39,615 |
| 2022 | $1,326.00 Homeowner's exemption | $285,086 Land $249,534 Building $35,552 | $285,086 Land $249,534 Building $35,552 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 76 (1978–2023) |
| Claims Outside the SFHA | 18 of 76 |
| Most Recent Claim | Jul 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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