76 Shady Ln, Freeport, FL 32439 Property Records

Walton County property record for 76 Shady Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,711 sqft · built 1958
Lot Size	0.247 acres (10,759 sqft)
Owner	Individual Name on Record
Last Sale	$247,500 (Jul 2021)
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-2S-19-24060-00B-0130`

Property Details

APN / Parcel Number

Primary APN	`03-2S-19-24060-00B-0130`
Alternative APNs	`03-219-24060-00B-0130` `1005464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,711 sqft Living Area
Gross Area	1,967 sqft
1st Floor Area	1,711 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	150 ft deep x 70 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	72 sqft
Patio Area	130 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	76 SHADY LN
City	FREEPORT
State	FL
Zip	32439-4934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYN
Legal Description	LOT 13 BLK B JOLLY BAY ACRES PB 3-42 ALSO: S1/2 OF COM AT SW/COR OF LOT 5 JOLLY BAY ACRES S 140 FT FOR POB,S 20 FT,E 28 FT,N 20 FT,W 28 FT TO POB. OR 1991-84 THENCE S 140 FT TO POB, THENCE OR 3090-2084 OR 3206-2128 OR 3206-2128
Legal Range	019
Legal Township	02S
Legal Section	03
Legal Subdivision	JOLLY BAY ACRES
Legal Block	B
Legal Lot Number	13,5
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1053
Census Tract	950501

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 SHADY LN, FREEPORT, FL 32439-4934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	202134441
Deed Book / Page	3206 / 2128
Prior Transfer Date	Nov 16, 2018
Prior Transfer Doc	0030902084
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 8, 2021
Property Address	76 SHADY LN, FREEPORT, FL 32439-4934
Document Number	0032062128
Book / Page	3206 / 2128
Map Reference	MB 3 PG 42
Instrument Date	Jul 7, 2021
Instrument	20210034441
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 SHADY LN, 76, FREEPORT, FL 32439-4934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6233, MIRAMAR BEACH, FL 32550-1014

Mortgage

Document Number	32062129
Date	Jul 8, 2021
Instrument	3206/2129

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,028.00 (+2.94%)	$247,703 (+24.66%) Land $68,785 Building $178,918	$247,703 (+24.66%) Land $68,785 Building $178,918
2024	$1,970.00 (+32.21%)
2023	$1,490.00 (+28.01%)	$198,698 (+55.79%) Land $62,975 Building $135,723	$198,698 (+55.79%) Land $62,975 Building $135,723
2022	$1,164.00	$127,542 Land $7,111 Building $120,431	$127,542 Land $7,111 Building $120,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50