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85 Seneca St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 85 Seneca St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 4,025 sqft · built 1920
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Jan 2022)
Tax Bill$7,143 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jan 2022 Transfer
Flood ZoneZone X (minimal risk)
APNA04740

Property Details

APN / Parcel Number

Primary APNA04740
Alternative APNs
  • LOWE M:209 B:5255 L:85
  • M:000209 T:A04740

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area4,025 sqft Living Area
Gross Area7,777 sqft
1st Floor Area1,622 sqft
Basement Area1,468 sqft
Unfinished Basement1,468 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberA04740
Street Address85 SENECA ST
CityLOWELL
StateMA
Zip01852-5637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block5255
Legal Lot Number85
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2010
Census Tract312200

Owner

Source: Middlesex County and Lowell City assessment roll, APN A04740, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address85 SENECA ST, LOWELL, MA 01852-5637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Jan 28, 2022Correction Deed

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleMar 01, 2004
Deed Book / Page36768 / 40
Record UpdatedSep 20, 2026

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 28, 2022
Property Address85 SENECA ST, LOWELL, MA 01852-5637
Document Number0036768-40
Book / Page36768 / 40
Instrument DateJan 28, 2022
Instrument4556
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 SENECA ST, LOWELL, MA 01852-5637

Mortgage

Document Number0000004557
DateJan 28, 2022
Instrument4557
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionLOWELL MA
Recording DateJan 28, 2022
Property Address85 SENECA ST, LOWELL, MA 01852-5637
Document Number0036768-37
Book / Page36768 / 37
Instrument DateJan 25, 2022
Instrument4555
Record UpdatedFeb 11, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 SENECA ST, LOWELL, MA 01852-5637

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,143.00 (-0.15%)$622,200 (+3.58%) Land $184,100 Building $438,100$569,810 (+8.72%)
2024$7,154.00 (+6.73%)$600,700 (+11.3%) Land $172,100 Building $428,600$524,115
2023$6,703.00$539,700 Land $149,600 Building $390,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 359 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3160000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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