85 S Gregory St, Ecru, MS 38841 Property Records

Pontotoc County property record for 85 S Gregory St, Ecru, MS 38841

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,081 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individuals on Record
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-33-000-008.41`

Property Details

APN / Parcel Number

Primary APN	`098-33-000-008.41`
Alternative APN	`25267`

Interior

Full Baths	2 Baths
Building Area	2,081 sqft Living Area
1st Floor Area	2,081 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25267
Street Address	85 S GREGORY ST
City	ECRU
State	MS
Zip	38841-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.16 AC NW1/4 LOT 33 CHERRY CRK SD 20211779 4/27/21 20231229 4/13/23 20231229 4/13/23 662 419 8917
Legal Range	03E
Legal Township	08S
Legal Section	33
Legal Lot Number	33
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	950102

Owner

Source: Pontotoc County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	85 S GREGORY ST, ECRU, MS 38841-6109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORA
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	85 S GREGORY ST, ECRU, MS 38841-6109
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001780
Date	Apr 27, 2021
Instrument	2021001780

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORA
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	85 S GREGORY ST, ECRU, MS 38841-6109
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 S GREGORY ST, ECRU, MS 38841-6109

Mortgage

Document Number	2022000758
Date	Feb 15, 2022
Instrument	2022000758

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Apr 13, 2023
Property Address	85 S GREGORY ST, ECRU, MS 38841-6109
Document Number	2023001229
Instrument Date	Apr 12, 2023
Instrument	2023001229
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	699 NATION HILLS DR, TUPELO, MS 38804-6057

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 S GREGORY ST, ECRU, MS 38841-6109

Mortgage

Document Number	2023001230
Date	Apr 13, 2023
Instrument	2023001230

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Ecru Town
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,054.00 Homeowner's exemption	$19,727 (-)	$197,269 (-) Land $12,500 Building $184,769
2023	$3,054.00 Homeowner's exemption	$19,727	$197,269 Land $12,500 Building $184,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Tombigbee Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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