24 S Gregory St, Ecru, MS 38841 Property Records

Pontotoc County property record for 24 S Gregory St, Ecru, MS 38841

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,613 sqft · built 2020
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-33-000-008.32`

Property Details

APN / Parcel Number

Primary APN	`098-33-000-008.32`
Alternative APN	`24856`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,613 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	24,829 sqft (0.569 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	24856
Street Address	24 S GREGORY ST
City	ECRU
State	MS
Zip	38841-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.57 AC LOT 55 CHERRY CREEK S/D 20193611 9/26/19 662 296 6198
Legal Lot Number	55
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	950102

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	24 SOUTH GREGORY STREET, PONTOTOC, MS 38863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Executor's Deed, Transfer GUM TREE MORTGAGE LLC
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025
Deed Sale	Sep 19, 2025
Deed Document Number	2025003570
Record Updated	Jun 8, 2026

September 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	PONTOTOC MS
Recording Date	Sep 19, 2025
Property Address	24 S GREGORY ST, ECRU, MS 38841-6109
Document Number	2025003570
Instrument Date	Sep 18, 2025
Instrument	2025003570
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	831 HIGHWAY 348, GUNTOWN, MS 38849-5312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 SOUTH GREGORY STREET, PONTOTOC, MS 38863

Mortgage

Document Number	2025003571
Date	Sep 19, 2025
Instrument	2025003571

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	24 S GREGORY ST, ECRU, MS 38841-6109
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 E VALLEY DR, PONTOTOC, MS 38863-3405

Mortgage

Document Number	2020001265
Date	Apr 6, 2020
Instrument	2020001265

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 2, 2021

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	24 S GREGORY ST, ECRU, MS 38841-6109
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 E VALLEY DR, PONTOTOC, MS 38863-3405

Mortgage

Document Number	2020001736
Date	May 19, 2020
Instrument	2020001736

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Ecru Town
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00 Homeowner's exemption Disabled Person's exemption	$16,758 (-)	$167,577 (-) Land $12,500 Building $155,077
2023	$2,594.00 Homeowner's exemption Disabled Person's exemption	$16,758	$167,577 Land $12,500 Building $155,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Tombigbee Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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