85 S 12th St, Beloit, OH 44609 Property Records

Columbiana County property record for 85 S 12th St, Beloit, OH 44609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1970
Lot Size	0.468 acres (20,399 sqft)
Owner	Individual Name on Record
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Jan 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-00889.000`

Property Details

APN / Parcel Number

Primary APN	`32-00889.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	2,672 sqft
Upper Floors Area	297 sqft
Basement Area	1,002 sqft
Unfinished Basement	1,002 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Combination
Construction Type	Steel Frame
Roof Material	Wood Shingle
Lot Area	20,399 sqft (0.468 acres)
Lot Dimensions	255 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	324 sqft
Deck Area	120 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 S 12TH ST
City	BELOIT
State	OH
Zip	44609-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S PTS 31,32,33,34,35 OVERLOOK 80' TOD DESIGNATION TO MATTHEW T VIZZUSO & ABBIE L BOYCE 6-17-2024
Legal Subdivision	OVERLOOK HEIGHTS SUBDIVISION
Jurisdiction	COLUMBIANA OH
Township / Civil Division	KNOX
Census Block Group	2
Census Block	2002
Census Tract	950900

Owner

Source: Columbiana County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 S 12TH ST, BELOIT, OH 44609-9365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 23, 2012	Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK
Oct 19, 2005	Deed of Trust, Mortgage GMAC MORTGAGE CORP
Oct 19, 2005	Deed of Trust, Mortgage · Line of Credit GMAC MORTGAGE CORP
Jun 27, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 26, 2024
Transfer Doc	002692/188
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIANA OH
Property Address	85 S 12TH ST, BELOIT, OH 44609-9365
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02261/0820
Date	Jan 12, 2018
Book Page	2261/0820
Instrument	2018-00000480

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 29, 2047

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIANA OH
Property Address	85 S 12TH ST, BELOIT, OH 44609-9365
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01851/0781
Date	Jan 23, 2012
Book Page	1851/0781
Instrument	2012-00001113

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2027

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIANA OH
Property Address	85 S 12TH ST, BELOIT, OH 44609-9365
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01415/0869
Date	Oct 19, 2005
Book Page	1415/0869
Instrument	2005-00017271

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	7 CARNEGIE PLZ, CHERRY HILL, NJ 08003

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate
Rate	5.75%
Change Frequency	Annually
Index	LIBOR

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIANA OH
Property Address	85 S 12TH ST, BELOIT, OH 44609-9365
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 12TH ST, BELOIT, OH 44609-9365

Mortgage

Document Number	01415/0890
Date	Oct 19, 2005
Book Page	1415/0890
Instrument	2005-00017272

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	7 CARNEGIE PLZ, CHERRY HILL, NJ 08003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate

June 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Jun 27, 2024
Property Address	85 S 12TH ST, BELOIT, OH 44609-9365
Document Number	002692/188
Book / Page	2692 / 188
Map Reference	VOL 7 PG 67
Instrument Date	May 30, 2024
Instrument	2024-00006098
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	85 S 12TH ST, BELOIT, OH 44609-9365

Tax Assessment & Valuation

Source: Columbiana County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Columbiana County
County Subdivision	Knox Township
Unified School District	West Branch Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,294.00 (+21.63%) Homeowner's exemption	$82,040 (+27.04%) Land $9,660 Building $72,380	$234,400 (+27.05%) Land $27,600 Building $206,800
2023	$1,886.00 (-6.73%) Homeowner's exemption	$64,580 (-) Land $7,600 Building $56,980
2022	$2,022.00 Homeowner's exemption	$64,580 Land $7,600 Building $56,980	$184,500 Land $21,700 Building $162,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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