27 S 12th St, Beloit, OH 44609 Property Records

Columbiana County property record for 27 S 12th St, Beloit, OH 44609

Property Summary

Property Type	Service Shop (TV, Radio, Electric, Plumbing)
Details	1,500 sqft · built 1974
Lot Size	1.24 acres (54,319 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (Apr 2026)
Tax Bill	$932 (2025)
Deeds & Mortgages	Jan 2012 Mortgage Apr 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-00517.000`

Property Details

APN / Parcel Number

Primary APN	`32-00517.000`

Interior

Stories	1 Story
Building Area	1,500 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2019
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	54,319 sqft (1.24 acres)
Porch	Porch
Porch Area	112 sqft

Location & Zoning

Street Address	27 S 12TH ST
City	BELOIT
State	OH
Zip	44609-9365
Property Category	Commercial
Property Type	Commercial > Retail > Service Shop (TV, Radio, Electric, Plumbing)
Legal Description	LOT 33 REPLAT OF LOTS N PT LOTS 33,34,& 35 OVERLOOK HEIGHTS ALLOT 152.93' SR 62 1.247A TOD DESIGNATION TO MATTHEW T VIZZUSO &
Legal Subdivision	OVERLOOK HEIGHTS
Legal Lot Number	33
Jurisdiction	COLUMBIANA OH
Township / Civil Division	KNOX
Census Block Group	2
Census Block	2002
Census Tract	950900

Owner

Source: Columbiana County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4990 ANDERSON AVE NE, HOMEWORTH, OH 44634-9623
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2012	Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK
Apr 23, 2026	Deed, Transfer · Line of Credit CONSUMERS NATIONAL BANK
Apr 23, 2026	Deed, Transfer · Line of Credit CONSUMERS NATIONAL BANK
Jun 27, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Deed Document Number	20263794
Deed Book / Page	2809 / 899
Prior Transfer Date	Jun 26, 2024
Prior Transfer Doc	0000006097
Record Updated	Oct 29, 2026

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIANA OH
Property Address	27 S 12TH ST, BELOIT, OH 44609-9365
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01851/0781
Date	Jan 23, 2012
Book Page	1851/0781
Instrument	2012-00001113

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2027

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Apr 23, 2026
Property Address	27 S 12TH ST, BELOIT, OH 44609-9365
Document Number	0000003794
Book / Page	2809 / 899
Instrument Date	Apr 22, 2026
Instrument	2026.3794
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,088.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4990 ANDERSON AVE NE, HOMEWORTH, OH 44634-9623

Mortgage

Document Number	0000003795,
Date	Apr 23, 2026
Instrument	2026..3795

Lender

Name	CONSUMERS NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Apr 23, 2026
Property Address	27 S 12TH ST, BELOIT, OH 44609-9365
Document Number	002809/899
Book / Page	2809 / 899
Instrument Date	Apr 22, 2026
Instrument	20263794
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,088.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4990 ANDERSON AVE NE, HOMEWORTH, OH 44634-9623

Mortgage

Document Number	0000003795,
Date	Apr 23, 2026
Instrument	20263795

Lender

Name	CONSUMERS NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Jun 27, 2024
Property Address	27 S 12TH ST, BELOIT, OH 44609-9365
Document Number	002692/188
Book / Page	2692 / 188
Map Reference	VOL 7 PG 67
Instrument Date	May 30, 2024
Instrument	2024-00006098
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	85 S 12TH ST, BELOIT, OH 44609-9365

Tax Assessment & Valuation

Source: Columbiana County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Columbiana County
County Subdivision	Knox Township
Unified School District	West Branch Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$932.00 (+2.08%)	$25,940 (+2.9%) Land $6,300 Building $19,640	$74,100 (+2.92%) Land $18,000 Building $56,100
2023	$913.00	$25,210 Land $6,130 Building $19,080
2022			$72,000 Land $17,500 Building $54,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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