85 Ruth Rd, Covington, TN 38019 Property Records

Tipton County property record for 85 Ruth Rd, Covington, TN 38019 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,137 sqft Living Area
Lot Size	88,862 sqft (2.04 acres)
Garage	Finished, 484 sqft
Occupancy	Owner Occupied
Last Sale	$217,000 (2020)
Tax Bill	$1,091.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`084016B A 01000`
Alternative APN	`016B A 01000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	2,137 sqft Living Area
1st Floor	1,180 sqft 1st Floor
Upper Floors	957 sqft Upper Floors
Attic Area	468 sqft Attic
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	88,862 sqft (2.04 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	484 sqft Garage

Exterior Amenities

Pool Area	576 sqft Pool
Patio Area	216 sqft Patio
Porch	Open Porch
Porch Area	20 sqft Porch
Topography	Rolling Topography
Utility Building	192 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	85 RUTH RD
City	COVINGTON
State	TN
Zip	38019-6601
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: G61
Legal Subdivision	ROUGHEDGE EST SEC B
Legal Lot Number	10
Jurisdiction	TIPTON TN
Minor Civil Division	3
Census Blockgroup	1
Census Block	1004
Census Tract	40400

Owner

Source: Tipton County records · APN 084016B A 01000

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 RUTH RD, COVINGTON, TN 38019-6601
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2020	Warranty Deed, Transfer PATRIOT BK
Mar 27, 2018	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2020 · Amount on Record
Deed Sale	Jul 01, 2020 · Amount on Record
Prior Sale	Mar 09, 2020 · Amount on Record
Deed Doc Number	234631
Deed Book / Page	1850 / 359
Record Refreshed	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 01, 2020
Property Address	85 RUTH RD, COVINGTON, TN 38019-6601
Document Number	1850359
Book / Page	001850 / 000359
Instrument Date	Jun 30, 2020
Instrument	234631
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	85 RUTH RD COVINGTON TN 380196601, COVINGTON, TN 38019-6601

Mortgage

Document Number	1850362
Date	Jul 01, 2020
Book Page	001850/000362
Instrument	234632

Lender

Name	PATRIOT BK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Mar 27, 2018
Property Address	85 RUTH RD, COVINGTON, TN 38019-6601
Document Number	0001754101
Book / Page	1754 / 101
Instrument Date	Mar 26, 2018
Instrument	212406
Transaction Type	Transfer
Record Updated	Jul 01, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 RUTH RD, COVINGTON, TN 38019-6601

Mortgage

Document Number	1754103
Date	Mar 27, 2018
Book Page	1754/103
Instrument	212407

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,091.00 (+6.13%)	$71,700 (-) Land $9,500 Building $62,200
2023		$71,700 Land $9,500 Building $62,200
2022	$1,028.00
2020			$286,800 Land $38,000 Building $248,800

85 Ruth Rd, Covington, TN 38019 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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