45 Ruth Rd, Covington, TN 38019 Property Records

Tipton County property record for 45 Ruth Rd, Covington, TN 38019 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2011
Square Footage	2,515 sqft Living Area
Lot Size	87,120 sqft (2 acres)
Garage	Finished, 575 sqft
Occupancy	Owner Occupied
Last Sale	$22,500 (2004)
Tax Bill	$1,492.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`084016B A 00800`
Alternative APN	`016B A 00800`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	2,515 sqft Living Area
1st Floor	2,164 sqft 1st Floor
Upper Floors	1,170 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	87,120 sqft (2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	575 sqft Garage
Porch	Open Porch
Porch Area	523 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	45 RUTH RD
City	COVINGTON
State	TN
Zip	38019-6601
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: G61
Legal Subdivision	ROUGHEDGE EST SEC B
Legal Lot Number	8 9
Jurisdiction	TIPTON TN
Minor Civil Division	3
Census Blockgroup	1
Census Block	1004
Census Tract	40400

Owner

Source: Tipton County records · APN 084016B A 00800

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	45 RUTH RD, COVINGTON, TN 38019-6601
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	May 13, 2004 · Amount on Record
Deed Sale	May 13, 2004 · Amount on Record
Deed Doc Number	0001139743
Deed Book / Page	1139 / 743
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	45 RUTH RD, COVINGTON, TN 38019-6601
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RUTH RD, COVINGTON, TN 38019-6601

Mortgage

Document Number	0001966630
Date	Jul 08, 2022
Book Page	1966/630
Instrument	258531

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,492.00 (+6.8%)	$98,025 (-) Land $9,375 Building $88,650
2023		$98,025 Land $9,375 Building $88,650
2022	$1,397.00
2020			$392,100 Land $37,500 Building $354,600