Passaic County and Wayne Township property record for 85 Rock Rd, Wayne, NJ 07470
| Property Type | Townhouse |
|---|---|
| Details | 2,208 sqft · built 1995 |
| Lot Size | 0.082 acres (3,572 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,537 (Oct 2022) |
| Tax Bill | $12,278 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02901-0000-00050 |
| Primary APN | 14-02901-0000-00050 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,208 sqft Living Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Lot Area | 3,572 sqft (0.082 acres) |
| Old Parcel Number | 1400597G00050 |
|---|---|
| Street Address | 85 ROCK RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-1918 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Block | 2901 |
| Legal Lot Number | 50 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 246101 |
85 Rock Rd, a townhouse, is owned and occupied by an individual who bought it in October 2022.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 ROCK RD, WAYNE, NJ 07470-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 8, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on File |
| Deed Sale | Oct 5, 2022 · Amount on File |
| Prior Sale | Jun 1, 1998 · Amount on File |
| Deed Document Number | 202247664 |
| Deed Book / Page | 4407 / 17 |
| Prior Transfer Date | Mar 23, 2006 |
| Prior Transfer Doc | 1204000112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 5, 2022 |
| Property Address | 85 ROCK RD, WAYNE, NJ 07470-1918 |
| Document Number | 0000047664 |
| Book / Page | D4407 / 17 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022047664 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Title Company | DYNAMIC TITLE AGENCY/NJ LLC, DYNAMIC TITLE AGCY OF NJ LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,472.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 ROCK RD, 85, WAYNE, NJ 07470-1918 |
| Name | Verified Name |
|---|---|
| Address | 85 ROCK RD, WAYNE, NJ 07470-1918 |
| Document Number | 0000047666 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2022047666 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 85 ROCK RD, WAYNE, NJ 07470-1918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000020477 |
|---|---|
| Date | May 8, 2018 |
| Book Page | M15009/0001 |
| Instrument | 2018020477 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 85 Rock Rd was $12,278, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,700 (-) Land $75,000 Building $129,700 | $204,700 (-) Land $75,000 Building $129,700 | |
| 2025 | $12,278.00 (+0.88%) | $204,700 Land $75,000 Building $129,700 | $204,700 Land $75,000 Building $129,700 |
| 2024 | $12,171.00 | ||
| 2023 | $204,700 Land $75,000 Building $129,700 | $204,700 Land $75,000 Building $129,700 | |
| 2022 | $11,573.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 85 Rock Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1994–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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