78 Rock Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 78 Rock Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,778 sqft · built 1996
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on Record
Last Sale	$368,000 (Aug 2020)
Tax Bill	$10,904 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02901-0000-00082`

Property Details

APN / Parcel Number

Primary APN	`14-02901-0000-00082`
Alternative APNs	`1400597G00082` `140290100082`

Interior

Building Area	1,778 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	3,572 sqft (0.082 acres)

Location & Zoning

Old Parcel Number	1400597G00082
Street Address	78 ROCK RD
City	WAYNE
State	NJ
Zip	07470-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BLUEGRASS HILLS PH 02
Legal Block	2901
Legal Lot Number	82
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1008
Census Tract	246101

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 ROCK RD, WAYNE, NJ 07470-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Jul 25, 1996 · Amount on Record
Deed Document Number	202039292
Deed Book / Page	3851 / 91
Prior Transfer Date	Apr 29, 2009
Prior Transfer Doc	0000028121
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 26, 2020
Property Address	78 ROCK RD, WAYNE, NJ 07470-1918
Document Number	0000039292
Book / Page	003851 / 000091
Instrument Date	Aug 17, 2020
Instrument	39292
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	RIVERVIEW TITLE AGENCY INC, RIVERVIEW TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 ROCK RD WAYNE NJ 074701918, WAYNE, NJ 07470-1918

Mortgage

Document Number	39293
Date	Aug 26, 2020
Instrument	39293

Lender

Name	SALVATORE J GALASSO
Address	130 CENTRAL LN, SECAUCUS, NJ 07094-4243
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,800 (-) Land $75,000 Building $106,800	$181,800 (-) Land $75,000 Building $106,800
2025	$10,904.00 (+0.87%)	$181,800 (-) Land $75,000 Building $106,800	$181,800 (-) Land $75,000 Building $106,800
2024	$10,810.00 (+5.18%)
2023		$181,800 Land $75,000 Building $106,800	$181,800 Land $75,000 Building $106,800
2022	$10,278.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1994–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20