Sussex County and Montague Township property record for 85 River Rd, Montague, NJ 07827
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 1,820 sqft · built 1925 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,615 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00004-0000-00043 |
| Primary APN | 14-00004-0000-00043 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,820 sqft Total Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 43,560 sqft |
| Street Address | 85 RIVER RD |
|---|---|
| City | MONTAGUE |
| State | NJ |
| Zip | 07827-3224 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | R-1 |
| Legal Description | ADDITIONAL LOTS: QFARM |
| Legal Block | 4 |
| Legal Lot Number | 43 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | MONTAGUE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 371000 |
Source: Sussex County and Montague Township records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 RIVER RD, MONTAGUE, NJ 07827-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Mar 10, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 9, 2003 |
| Transfer Doc | 0027630083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 85 RIVER RD, MONTAGUE, NJ 07827-3224 |
| Document Number | 0098340449 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 RIVER RD MONTAGUE NJ 078273224, MONTAGUE, NJ 07827-3224 |
| Document Number | 0098340449 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 009834/000449 |
| Instrument | 151940 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 3, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 85 RIVER RD, MONTAGUE, NJ 07827-3224 |
| Document Number | 0095880024 |
| Instrument Date | Mar 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 RIVER RD MONTAGUE NJ 078273224, MONTAGUE, NJ 07827-3224 |
| Document Number | 0095880024 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 009588/000024 |
| Instrument | 60310 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 19, 2033 |
Source: Sussex County and Montague Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Montague Township |
| Unified School District | Montague Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,000 (-) Land $58,500 Building $150,500 | $209,000 (-) Land $58,500 Building $150,500 | |
| 2025 | $6,615.00 (+7.54%) Veteran's exemption | $209,000 (-) Land $58,500 Building $150,500 | $209,000 (-) Land $58,500 Building $150,500 |
| 2024 | $6,151.00 (+6.2%) | ||
| 2023 | $209,000 Land $58,500 Building $150,500 | $209,000 Land $58,500 Building $150,500 | |
| 2022 | $5,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1980–2006) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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