85 Rich St, West Point, MS 39773 Property Records

Clay County property record for 85 Rich St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,475 sqft · built 1963
Lot Size	0.574 acres (25,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,900 (Nov 2018)
Tax Bill	$786 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`083C114F 0120000`

Property Details

APN / Parcel Number

Primary APN	`083C114F 0120000`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,475 sqft Finished Area
1st Floor Area	2,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	25,032 sqft
Utility Building	240 sqft

Location & Zoning

Street Address	85 RICH ST
City	WEST POINT
State	MS
Zip	39773-3286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W L MCCORD SUB PT LOT 3 & ALL LOT 4 BLK D & PT UNOPENED STREET DB 299/799
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Subdivision	W L MCCORD SUB
Legal Block	D
Legal Lot Number	3-4
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	4
Census Block	4020
Census Tract	950400

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 RICH ST, WEST POINT, MS 39773-3286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Nov 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	20185885
Deed Book / Page	299 / 799
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	85 RICH ST, WEST POINT, MS 39773-3286
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	508/590
Date	Nov 1, 2018
Book Page	508/590
Instrument	2018005886

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Nov 1, 2018
Property Address	85 RICH ST, WEST POINT, MS 39773-3286
Document Number	299/799
Book / Page	299 / 799
Instrument Date	Oct 31, 2018
Instrument	2018005885
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 693, AMORY, MS 38821-0693

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 RICH ST, WEST POINT, MS 39773-3286

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$786.00 (-58.74%) Additional exemption filed	$16,408 (-) Land $2,129 Building $14,279	$164,087 (-) Land $21,294 Building $142,793
2024		$16,408 (+11.34%) Land $2,129 Building $14,279	$164,087 (+11.34%) Land $21,294 Building $142,793
2023	$1,905.00 (+1.28%) Additional exemption filed	$14,737 Land $2,129 Building $12,608	$147,372 Land $21,294 Building $126,078
2022	$1,881.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	15 (1979–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people · EPA ID MS0130015
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Rich St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures