50 Rich St, West Point, MS 39773 Property Records

Clay County property record for 50 Rich St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,405 sqft · built 1960
Lot Size	0.302 acres (13,171 sqft)
Owner	Individual Name on File
Tax Bill	$377 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan May 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083C114F 0220000`

Property Details

APN / Parcel Number

Primary APN	`083C114F 0220000`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,405 sqft Finished Area
1st Floor Area	2,138 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,171 sqft

Location & Zoning

Street Address	50 RICH ST
City	WEST POINT
State	MS
Zip	39773-3286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W L MCCORD PT LOTS 1 & 2 BLK F W 4 DB 314/533
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Subdivision	WL MCCORD SUBDIVISION
Legal Block	F
Legal Lot Number	1-2
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	4
Census Block	4029
Census Tract	950400

Owner

50 Rich St is owned and occupied by an individual.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	50 RICH ST, WEST POINT, MS 39773-3286
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
May 16, 2025	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Feb 16, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	50 RICH ST, WEST POINT, MS 39773-3286
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000552/897
Date	Apr 14, 2023
Book Page	552/897
Instrument	2023001304

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	192 Months
Due	Apr 19, 2039

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	50 RICH ST, WEST POINT, MS 39773-3286
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 RICH ST, WEST POINT, MS 39773-3286

Mortgage

Document Number	0LM571/915
Date	May 16, 2025
Book Page	LM 571/915
Instrument	2025002590

Lender

Name	RENASANT BANK
Type	Bank
Address	WEST POINT, MS 39773

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Feb 16, 2023
Property Address	50 RICH ST, WEST POINT, MS 39773-3286
Document Number	000314/533
Book / Page	314 / 533
Instrument Date	Feb 14, 2023
Instrument	2023000571
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 WINDSONG CV, COLUMBUS, MS 39705-3216

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 RICH ST, WEST POINT, MS 39773-3286

Tax Assessment & Valuation

The 2025 property tax bill for 50 Rich St was $377.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$377.00 Additional exemption filed	$14,114 (-) Land $1,575 Building $12,539	$141,138 (-) Land $15,750 Building $125,388
2024		$14,114 (-20.16%) Land $1,575 Building $12,539	$141,138 (+19.76%) Land $15,750 Building $125,388
2023	$2,645.00 (+326.61%) Additional exemption filed	$17,678 Land $2,363 Building $15,315	$117,847 Land $15,750 Building $102,097
2022	$620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Rich St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	15 (1979–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Rich St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people · EPA ID MS0130015
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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