85 Providence Rd, Grafton, MA 01519 Property Records

Worcester County and Grafton Town property record for 85 Providence Rd, Grafton, MA 01519

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1963
Lot Size	0.7 acres (30,500 sqft)
Owner	Trust Name on File
Tax Bill	$5,346 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1100730000000270`

Property Details

APN / Parcel Number

Primary APN	`1100730000000270`
Alternative APN	`GRAF M:0073 B:0000 L:0027.0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	912 sqft
Basement Area	1,340 sqft
Unfinished Basement	870 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,500 sqft (0.7 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1100730000000270
Street Address	85 PROVIDENCE RD
City	GRAFTON
State	MA
Zip	01519-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Lot Number	27.0
Jurisdiction	GRAFTON MA
Township / Civil Division	GRAFTON
Census Block Group	1
Census Block	1036
Census Tract	738202

Owner

85 Providence Rd is owner-occupied and held in a trust.

Source: Worcester County and Grafton Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	85 PROVIDENCE RD, GRAFTON, MA 01519-1111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit UMASSFIVE COLLEGE FEDERAL CREDIT UNION
May 3, 2021	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAFTON MA
Recording Date	Sep 8, 2026
Property Address	85 PROVIDENCE RD, GRAFTON, MA 01519-1111
Document Number	0000078261
Book / Page	74137 / 18
Instrument Date	Sep 4, 2026
Instrument	202678261
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078261,
Date	Sep 8, 2026
Book Page	74137/18
Instrument	202678261

Lender

Name	UMASSFIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2031

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAFTON MA
Property Address	85 PROVIDENCE RD, GRAFTON, MA 01519-1111
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65082-77
Date	May 3, 2021
Book Page	65082/77
Instrument	61120

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 85 Providence Rd was $5,346, up 3.8% from the year before.

Source: Worcester County and Grafton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Grafton Town
Unified School District	Grafton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,346.00 (+3.85%)	$390,500 (+5.74%) Land $166,300 Building $224,200	$409,523 (-10.12%)
2025	$5,148.00	$369,300 Land $156,900 Building $212,400	$455,620 (+8.7%)
2024			$419,140
2023	$4,963.00	$315,900 Land $149,500 Building $166,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Providence Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1994–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Providence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAFTON WATER DISTRICT serves 10,925 people · EPA ID MA2110000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	8 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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