85 Prospect St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 85 Prospect St, Worcester, MA 01605

Property Summary

Property Type	Apartments (5+ Units)
Details	13 bd · 6 ba · 7,123 sqft · built 1890
Lot Size	0.379 acres (16,496 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Oct 2021)
Tax Bill	$15,172 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-032-00036`

Property Details

APN / Parcel Number

Primary APN	`1-032-00036`
Alternative APN	`WORC M:01 B:032 L:00036`

Interior

Bedrooms	13 Beds
Full Baths	6 Baths
Total Rooms	27 Rooms
Units	6 Units
Stories	3 Stories
Building Area	7,123 sqft Living Area
Gross Area	9,832 sqft
1st Floor Area	3,130 sqft
Basement Area	2,441 sqft
Unfinished Basement	2,441 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	16,496 sqft (0.379 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1-032-00036
Street Address	85 PROSPECT ST
City	WORCESTER
State	MA
Zip	01605-3082
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RG-5
Legal Block	32
Legal Lot Number	36
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1005
Census Tract	731802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	867 BOYLSTON ST, BOSTON, MA 02116-2774
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK
Dec 6, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Oct 14, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK
Apr 17, 2020	Quit Claim Deed, Transfer · Commercial Mortgage SAVERS COOPERATIVE BANK
Feb 1, 2018	Quit Claim Deed, Transfer MILLBURY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Feb 1, 2018 · Amount on Record
Deed Book / Page	66289 / 225
Prior Transfer Date	Oct 13, 2021
Prior Transfer Doc	066289-225
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	85 PROSPECT ST, WORCESTER, MA 01605-3082
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068513-297
Date	Nov 21, 2022
Book Page	68513/297
Instrument	124669

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	85 PROSPECT ST, WORCESTER, MA 01605-3082
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00071389-1
Date	Dec 6, 2024
Book Page	71389/1
Instrument	102006

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 14, 2021
Property Address	85 PROSPECT ST, WORCESTER, MA 01605-3082
Document Number	066289-225
Book / Page	66289 / 225
Instrument Date	Oct 13, 2021
Instrument	144107
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	867 BOYLSTON ST # 5TH, BOSTON, MA 02116-2774

Mortgage

Document Number	0000144108
Date	Oct 14, 2021
Instrument	144108

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 17, 2020
Property Address	85 PROSPECT ST, WORCESTER, MA 01605-3082
Document Number	62231-106
Book / Page	62231 / 106
Instrument Date	Apr 17, 2020
Instrument	38932
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 SANDRA DR, WORCESTER, MA 01604-3521

Mortgage

Document Number	62231-109
Date	Apr 17, 2020
Book Page	62231/109
Instrument	38933

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 1, 2018
Property Address	85 PROSPECT ST, WORCESTER, MA 01605-3082
Document Number	58393-340
Book / Page	58393 / 340
Instrument	10770
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PROSPECT ST, WORCESTER, MA 01605-3082

Mortgage

Document Number	583930342
Date	Feb 1, 2018
Instrument	58393/0342

Lender

Name	MILLBURY SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$15,172.00 (+15.6%)	$1,142,500 (+14.81%) Land $93,800 Building $1,048,700
2025	$13,125.00 (+1.08%)	$995,100 (+9.9%) Land $89,400 Building $905,700
2023	$12,985.00	$905,500 Land $48,700 Building $856,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures