77 Prospect St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 77 Prospect St, Worcester, MA 01605

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,130 sqft · built 1890
Lot Size	0.156 acres (6,778 sqft)
Owner	Company Name on Record
Tax Bill	$5,198 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-032-0037A`

Property Details

APN / Parcel Number

Primary APN	`1-032-0037A`
Alternative APN	`WORC M:01 B:032 L:0037A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,130 sqft Living Area
Gross Area	4,300 sqft
1st Floor Area	852 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Combination
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,778 sqft (0.156 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1-032-0037A
Street Address	77 PROSPECT ST
City	WORCESTER
State	MA
Zip	01605-3080
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	32
Legal Lot Number	37A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1005
Census Tract	731802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	75 PROSPECT ST, WORCESTER, MA 01605-5005
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage
Sep 15, 2023	Deed, Transfer
Jun 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO
Aug 5, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 5, 2022
Transfer Doc	068032-347
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Jul 2, 2026
Property Address	77 PROSPECT ST, WORCESTER, MA 01605-3080
Document Number	0000055701
Book / Page	73825 / 193
Instrument Date	Jul 2, 2026
Instrument	202655701
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055701,
Date	Jul 2, 2026
Book Page	73825/193
Instrument	202655701

Lender

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 15, 2023
Property Address	77 PROSPECT ST, WORCESTER, MA 01605-3080
Document Number	0069649-99
Book / Page	69649 / 99
Instrument Date	Sep 14, 2023
Instrument	77087
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 PROSPECT ST, WORCESTER, MA 01605-5005

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	77 PROSPECT ST, WORCESTER, MA 01605-3080
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069296-28
Date	Jun 23, 2023
Book Page	69296/28
Instrument	49834

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 5, 2022
Property Address	77 PROSPECT ST, WORCESTER, MA 01605-3080
Document Number	068032-347
Book / Page	68032 / 347
Instrument Date	Aug 5, 2022
Instrument	86825
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 PROSPECT ST, WORCESTER, MA 01605-5005

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,198.00 (+4.36%)	$391,400 (+3.65%) Land $101,800 Building $289,600
2025	$4,981.00 (+10.13%)	$377,600 (+19.72%) Land $95,800 Building $281,800
2023	$4,523.00	$315,400 Land $83,300 Building $232,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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