85 Plato Pl, Etowah, NC 28729 Property Records

Henderson County property record for 85 Plato Pl, Etowah, NC 28729

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,022 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2018)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Nov 2018 Sale Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9528467615`

Property Details

APN / Parcel Number

Primary APN	`9528467615`
Alternative APNs	`00952846761555` `9973431`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,022 sqft Heated Area
1st Floor Area	1,822 sqft
Attic	Attic
Attic Area	200 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9973431
Street Address	85 PLATO PL
City	ETOWAH
State	NC
Zip	28729-8767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9973431~R1
Legal Description	SPRINGFIELD LO23 PHII PL2003-4700
Legal Subdivision	SPRINGFIELD PH II (4903)
Legal Phase	2
Legal Block	46
Legal Lot Number	7615
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3014
Census Tract	930703

Owner

85 Plato Pl is owned and occupied by an individual who bought it in November 2018.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	85 PLATO PL, ETOWAH, NC 28729-8767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2018	Special Warranty Deed, Transfer
Nov 17, 2017	Trustee's Deed, Construction Loan PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on File
Deed Sale	Nov 29, 2018 · Amount on File
Prior Sale	Nov 30, 2005 · Amount on File
Deed Book / Page	3275 / 129
Record Updated	Oct 29, 2026

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 29, 2018
Property Address	85 PLATO PL, ETOWAH, NC 28729-8767
Document Number	0032750129
Book / Page	3275 / 129
Instrument Date	Nov 23, 2018
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PLATO PL, ETOWAH, NC 28729-8767

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 17, 2017
Property Address	85 PLATO PL, ETOWAH, NC 28729-8767
Document Number	0031300123
Book / Page	003130 / 000123
Instrument Date	Nov 3, 2017
Instrument	873940
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PLATO PL ETOWAH NC 287298767, ETOWAH, NC 28729-8767

Mortgage

Document Number	0031300123
Date	Nov 17, 2017
Book Page	003130/000123
Instrument	873940

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 85 Plato Pl was $2,089.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,700 Land $57,500 Building $325,200
2025	$2,089.00
2023		$382,700 Land $57,500 Building $325,200	$382,700 Land $57,500 Building $325,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Plato Pl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Plato Pl is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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